Compare Today’s Mortgage Rates for Fairbanks, Alaska

Pureloan searches mortgage lenders and major banks in Fairbanks, Alaska 99790 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,429 or $23 / month is expected in Fairbanks and other areas of Fairbanks North Star county.

Pureloan’s search engine explores all home mortgage options in Fairbanks, Alaska 99790, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Fairbanks, Alaska 99790

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Fairbanks, AK 99790, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Fairbanks, Alaska 99790 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Fairbanks, Alaska and around Fairbanks North Star county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.59% 77.78% 86.99% 78.82% 82.22% 85.50% 91.26% 91.13%
avg mortgage rate 4.79% 4.59% 3.81% 3.93% 4.44% 4.11% 3.84% 4.15%
% 15 year fixed mortgage 13.10% 21.26% 11.38% 20.00% 17.14% 12.99% 7.97% 8.06%
avg mortgage rate 4.08% 3.71% 2.97% 3.19% 3.53% 3.21% 3.06% 3.25%
Avg credit score 758.02 754.97 755.13 751.04 754.19 748.06 748.33 746.36
Avg LTV (loan to value) 78.72% 81.08% 79.22% 83.42% 83.52% 83.19% 83.70% 84.02%
Avg DTI (debt to income) 32.93 31.88 32.33 31.45 33.02 33.23 32.89 35.46
% First time homebuyer 28.38% 20.29% 16.26% 18.82% 19.37% 19.34% 24.94% 17.74%
Avg mortgage insurance % 7.53% 9.47% 10.24% 13.11% 13.62% 13.66% 14.41% 13.44%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Fairbanks, Alaska 99790

If you’re looking to buy a new home in Fairbanks, we have compiled a list of the leading mortgage brokers around Fairbanks, Alaska 99790 to help you with your search.

Name
Address
Contact

Twin City Mortgage

560 Wigwam Way

Fairbanks AK 99790

(907) 374-4763

http://www.doa.alaska.gov/dof

Arctic Funding Service

1131 Erimar St

Fairbanks AK 99790

(907) 322-0880

http://www.doa.alaska.gov/dof

Americal Financial Group

658 Fairbanks St

Fairbanks AK 99790

(907) 457-1002

http://www.doa.alaska.gov/dof

Wells Fargo Home Mortgage

794 University Ave

Fairbanks AK 99790

(907) 451-6937

http://www.wellsfargo.com/mortgage/

Evergreen Alaska Mortgage

514 2nd Ave

Fairbanks AK 99790

(907) 457-5834

dwightd@evergreenalaska.com

Address

560 Wigwam Way

Fairbanks AK

Contact

(907) 374-4763

http://www.doa.alaska.gov/dof

Address

1131 Erimar St

Fairbanks AK

Contact

(907) 322-0880

http://www.doa.alaska.gov/dof

Address

658 Fairbanks St

Fairbanks AK

Contact

(907) 457-1002

http://www.doa.alaska.gov/dof

News on Mortgages and Reverse Mortgages for Fairbanks, Alaska 99790