Compare Today’s Mortgage Rates for Point Lay, Alaska
Pureloan searches mortgage lenders and major banks in Point Lay, Alaska 99759 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $16,301 or $45 / month is expected in Point Lay and other areas of Nome county.
Pureloan’s search engine explores all home mortgage options in Point Lay, Alaska 99759, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Point Lay, Alaska 99759
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Point Lay, AK 99759, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Point Lay, Alaska 99759 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Point Lay, Alaska and around Nome county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.59% | 77.78% | 86.99% | 78.82% | 82.22% | 85.50% | 91.26% | 91.13% |
| avg mortgage rate | 4.79% | 4.59% | 3.81% | 3.93% | 4.44% | 4.11% | 3.84% | 4.15% |
| % 15 year fixed mortgage | 13.10% | 21.26% | 11.38% | 20.00% | 17.14% | 12.99% | 7.97% | 8.06% |
| avg mortgage rate | 4.08% | 3.71% | 2.97% | 3.19% | 3.53% | 3.21% | 3.06% | 3.25% |
| Avg credit score | 758.02 | 754.97 | 755.13 | 751.04 | 754.19 | 748.06 | 748.33 | 746.36 |
| Avg LTV (loan to value) | 78.72% | 81.08% | 79.22% | 83.42% | 83.52% | 83.19% | 83.70% | 84.02% |
| Avg DTI (debt to income) | 32.93 | 31.88 | 32.33 | 31.45 | 33.02 | 33.23 | 32.89 | 35.46 |
| % First time homebuyer | 28.38% | 20.29% | 16.26% | 18.82% | 19.37% | 19.34% | 24.94% | 17.74% |
| Avg mortgage insurance % | 7.53% | 9.47% | 10.24% | 13.11% | 13.62% | 13.66% | 14.41% | 13.44% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Point Lay, Alaska 99759
If you’re looking to buy a new home in Point Lay, we have compiled a list of the leading mortgage brokers around Point Lay, Alaska 99759 to help you with your search.
Name
Address
Contact
Alaska Housing Finance
892 E 4th Ave
Nome AK 99759
(907) 443-2888
http://www.ahfc.state.ak.us/
Gmac Mortgage
8800 Glacier Hwy
Juneau AK 99759
(907) 463-4110
Alaska USA Mortgage Company
8390 Airport Blvd
Juneau AK 99759
(907) 789-2735
f.potter@alaskausamortgage.com
Residential Mortgage
8800 Glacier Hwy
Juneau AK 99759
(907) 789-2329
galeab@residentialmtg.com
Wells Fargo Home Mortgage
9085 Glacier Hwy
Juneau AK 99759
(907) 789-7071
robert.maund@abbotdowning.com
Address
892 E 4th Ave
Nome AK
Contact
(907) 443-2888
http://www.ahfc.state.ak.us/
Address
8800 Glacier Hwy
Juneau AK
Contact
(907) 463-4110
Address
8390 Airport Blvd
Juneau AK
Contact
(907) 789-2735
f.potter@alaskausamortgage.com