Compare Today’s Mortgage Rates for Alexander City, Alabama

Pureloan searches mortgage lenders and major banks in Alexander City, Alabama 35011 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,197 or $9 / month is expected in Alexander City and other areas of Blount county.

Pureloan’s search engine explores all home mortgage options in Alexander City, Alabama 35011, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Alexander City, Alabama 35011

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Alexander City, AL 35011, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Alexander City, Alabama 35011 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Alexander City, Alabama and around Blount county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.44% 85.94% 83.88% 87.56% 87.25% 89.46% 87.61% 91.70%
avg mortgage rate 4.93% 4.61% 3.92% 4.00% 4.49% 4.16% 3.96% 4.19%
% 15 year fixed mortgage 9.63% 11.65% 12.17% 10.37% 10.74% 7.98% 10.26% 7.92%
avg mortgage rate 4.34% 4.03% 3.15% 3.08% 3.47% 3.27% 3.16% 3.34%
Avg credit score 763.17 761.86 755.86 756.13 753.85 750.26 749.83 750.17
Avg LTV (loan to value) 78.03% 77.76% 80.38% 82.19% 84.12% 84.16% 83.51% 83.32%
Avg DTI (debt to income) 30.69 30.81 30.22 31.14 31.17 31.78 31.26 32.00
% First time homebuyer 24.22% 26.10% 26.64% 30.88% 25.67% 20.80% 22.65% 17.36%
Avg mortgage insurance % 6.31% 6.49% 9.29% 11.71% 14.94% 15.03% 14.34% 14.02%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Alexander City, Alabama 35011

If you’re looking to buy a new home in Alexander City, we have compiled a list of the leading mortgage brokers around Alexander City, Alabama 35011 to help you with your search.

Name
Address
Contact

Supreme Lending Alexander City

1995 Cherokee Rd

Alexander City AL 35011

(256) 392-7691

Robinson Linda-Closing Agency

2060 Cherokee Rd

Alexander City AL 35011

(256) 329-8832

Western Finance Service

2028 Cherokee Rd

Alexander City AL 35011

(256) 329-8411

http://www.westernshamrock.com/

World Acceptance

3710 Highway 280

Alexander City AL 35011

(256) 409-1980

http://www.worldacceptance.com/

Credit Central

849 Cherokee Rd

Alexander City AL 35011

(256) 212-9758

http://www.creditcentralinc.com/

Address

1995 Cherokee Rd

Alexander City AL

Contact

(256) 392-7691

Address

2060 Cherokee Rd

Alexander City AL

Contact

(256) 329-8832

Address

2028 Cherokee Rd

Alexander City AL

Contact

(256) 329-8411

http://www.westernshamrock.com/

News on Mortgages and Reverse Mortgages for Alexander City, Alabama 35011