Compare Today’s Mortgage Rates for Alexander City, Alabama
Pureloan searches mortgage lenders and major banks in Alexander City, Alabama 35011 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,197 or $9 / month is expected in Alexander City and other areas of Blount county.
Pureloan’s search engine explores all home mortgage options in Alexander City, Alabama 35011, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Alexander City, Alabama 35011
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Alexander City, AL 35011, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Alexander City, Alabama 35011 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Alexander City, Alabama and around Blount county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 89.44% | 85.94% | 83.88% | 87.56% | 87.25% | 89.46% | 87.61% | 91.70% |
| avg mortgage rate | 4.93% | 4.61% | 3.92% | 4.00% | 4.49% | 4.16% | 3.96% | 4.19% |
| % 15 year fixed mortgage | 9.63% | 11.65% | 12.17% | 10.37% | 10.74% | 7.98% | 10.26% | 7.92% |
| avg mortgage rate | 4.34% | 4.03% | 3.15% | 3.08% | 3.47% | 3.27% | 3.16% | 3.34% |
| Avg credit score | 763.17 | 761.86 | 755.86 | 756.13 | 753.85 | 750.26 | 749.83 | 750.17 |
| Avg LTV (loan to value) | 78.03% | 77.76% | 80.38% | 82.19% | 84.12% | 84.16% | 83.51% | 83.32% |
| Avg DTI (debt to income) | 30.69 | 30.81 | 30.22 | 31.14 | 31.17 | 31.78 | 31.26 | 32.00 |
| % First time homebuyer | 24.22% | 26.10% | 26.64% | 30.88% | 25.67% | 20.80% | 22.65% | 17.36% |
| Avg mortgage insurance % | 6.31% | 6.49% | 9.29% | 11.71% | 14.94% | 15.03% | 14.34% | 14.02% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Alexander City, Alabama 35011
If you’re looking to buy a new home in Alexander City, we have compiled a list of the leading mortgage brokers around Alexander City, Alabama 35011 to help you with your search.
Name
Address
Contact
Supreme Lending Alexander City
1995 Cherokee Rd
Alexander City AL 35011
(256) 392-7691
Robinson Linda-Closing Agency
2060 Cherokee Rd
Alexander City AL 35011
(256) 329-8832
Western Finance Service
2028 Cherokee Rd
Alexander City AL 35011
(256) 329-8411
http://www.westernshamrock.com/
World Acceptance
3710 Highway 280
Alexander City AL 35011
(256) 409-1980
http://www.worldacceptance.com/
Credit Central
849 Cherokee Rd
Alexander City AL 35011
(256) 212-9758
http://www.creditcentralinc.com/
Address
1995 Cherokee Rd
Alexander City AL
Contact
(256) 392-7691
Address
2060 Cherokee Rd
Alexander City AL
Contact
(256) 329-8832
Address
2028 Cherokee Rd
Alexander City AL
Contact
(256) 329-8411
http://www.westernshamrock.com/