Compare Today’s Mortgage Rates in Altoona, Alabama 35952
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Altoona, Alabama 35952.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $5,351 over the lifetime of your 30-year fixed loan, or a monthly savings of $15 in Altoona and other areas of Etowah county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Altoona, Alabama 35952
Become a certified mortgage expert on Pureloan.com
in Altoona, Alabama 35952
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Altoona, Alabama 35952
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Altoona, AL 35952. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Altoona, Alabama 35952 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Altoona, Alabama and around Etowah county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.31% | 91.17% | 91.81% | 86.90% | 88.89% | 88.89% | 83.33% | 85.29% | 84.90% |
avg mortgage rate | 6.58% | 4.61% | 3.04% | 3.37% | 4.38% | 4.66% | 4.19% | 3.91% | 4.08% |
% 15 year fixed mortgage | 5.38% | 7.60% | 7.32% | 10.70% | 8.64% | 7.94% | 13.73% | 12.94% | 11.98% |
avg mortgage rate | 5.75% | 3.88% | 2.45% | 2.93% | 4.00% | 4.11% | 3.50% | 3.09% | 3.10% |
Avg credit score | 742.64 | 746.46 | 749.63 | 752.54 | 751.49 | 750.01 | 744.08 | 749.19 | 754.43 |
Avg LTV (loan to value) | 81.18% | 82.18% | 83.11% | 83.04% | 84.68% | 82.53% | 83.70% | 84.61% | 83.52% |
Avg DTI (debt to income) | 37.25 | 34.32 | 32.80 | 32.83 | 32.12 | 33.66 | 33.30 | 31.22 | 31.10 |
% First time homebuyer | 36.92% | 31.62% | 28.75% | 23.58% | 27.16% | 24.21% | 24.02% | 15.88% | 21.35% |
Avg mortgage insurance % | 13.73% | 13.44% | 14.58% | 14.22% | 15.39% | 13.70% | 14.21% | 14.26% | 13.07% |
Best Mortgage Brokers around Altoona, Alabama 35952
For those searching for a new home in Altoona, we have compiled a list of the top mortgage brokers located in and around Altoona, Alabama 35952 to assist you with your search.
Debbie Free Inc.
302 Martling Rd
Albertville AL 35952
(256) 660-0961
Consumer First Mortgage
302 Martling Rd
Albertville AL 35952
(256) 878-1112
First Lenders Mortgage Corporation
8357 US Highway 431
Albertville AL 35952
(256) 891-0681
http://firstlenders.com/
First Community Credit
8120 US Highway 431
Albertville AL 35952
(256) 891-0460
http://www.superiorbank.com
Mortgage Group
8138 US Highway 431
Albertville AL 35952
(256) 878-1122
jdavis@thebmgllc.com
Address
302 Martling Rd
Albertville AL
Contact
(256) 660-0961
Address
302 Martling Rd
Albertville AL
Contact
(256) 878-1112
Address
8357 US Highway 431
Albertville AL
Contact
(256) 891-0681
http://firstlenders.com/