Compare Today’s Mortgage Rates for Ashville, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Ashville, Alabama 35953. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,748 or $8 / month in Ashville and surrounding areas of Saint Clair county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Ashville, Alabama 35953.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Ashville, Alabama 35953

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Ashville, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ashville, AL 35953, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Ashville, AL

Historical Mortgage Rates for Ashville, Alabama 35953 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Ashville, Alabama and around Saint Clair county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ashville, Alabama 35953

If you’re looking to buy a new home in Ashville, we have compiled a list of the leading mortgage brokers around Ashville, Alabama 35953 to help you with your search.

Name
Address
Contact

Debbie Free Inc.

302 Martling Rd

Albertville AL 35953

(256) 660-0961

Consumer First Mortgage

302 Martling Rd

Albertville AL 35953

(256) 878-1112

First Lenders Mortgage Corporation

8357 US Highway 431

Albertville AL 35953

(256) 891-0681

http://firstlenders.com/

First Community Credit

8120 US Highway 431

Albertville AL 35953

(256) 891-0460

http://www.superiorbank.com

Mortgage Group

8138 US Highway 431

Albertville AL 35953

(256) 878-1122

jdavis@thebmgllc.com

Address

302 Martling Rd

Albertville AL

Contact

(256) 660-0961

Address

302 Martling Rd

Albertville AL

Contact

(256) 878-1112

Address

8357 US Highway 431

Albertville AL

Contact

(256) 891-0681

http://firstlenders.com/

News on Mortgages and Reverse Mortgages for Ashville, Alabama 35953