Compare Today’s Mortgage Rates for Athens, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Athens, Alabama 35614. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,435 or $15 / month in Athens and surrounding areas of Limestone county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Athens, Alabama 35614.

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Summary of Average Mortgage Terms in Athens, Alabama 35614

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Athens, AL 35614, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Athens, Alabama 35614 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Athens, Alabama and around Limestone county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Athens, Alabama 35614

If you’re looking to buy a new home in Athens, we have compiled a list of the leading mortgage brokers around Athens, Alabama 35614 to help you with your search.

Name
Address
Contact

Discovery Mortgage

26978 US Highway 72

Athens AL 35614

(256) 232-2220

Consumer First Mortgage

22980 US Highway 72

Athens AL 35614

(256) 233-0290

Mcnatt Chris Auctioneer

1535 Lindsay Ln S

Athens AL 35614

(256) 874-3786

susmcna@aol.com

Alabama Farm Credit

26243 US Highway 72

Athens AL 35614

(256) 464-0041

http://www.farmcredit.com/

Broker's Preferred Group

109 W Washington St

Athens AL 35614

(256) 232-8896

http://www.brokerspreferred.com/

Address

26978 US Highway 72

Athens AL

Contact

(256) 232-2220

Address

22980 US Highway 72

Athens AL

Contact

(256) 233-0290

Address

1535 Lindsay Ln S

Athens AL

Contact

(256) 874-3786

susmcna@aol.com

News on Mortgages and Reverse Mortgages for Athens, Alabama 35614