Compare Today’s Mortgage Rates for Athens, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Athens, Alabama 35614. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,435 or $15 / month in Athens and surrounding areas of Limestone county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Athens, Alabama 35614.
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Summary of Average Mortgage Terms in Athens, Alabama 35614
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Athens, AL 35614, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Athens, Alabama 35614 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Athens, Alabama and around Limestone county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Athens, Alabama 35614
If you’re looking to buy a new home in Athens, we have compiled a list of the leading mortgage brokers around Athens, Alabama 35614 to help you with your search.
Name
Address
Contact
Discovery Mortgage
26978 US Highway 72
Athens AL 35614
(256) 232-2220
Consumer First Mortgage
22980 US Highway 72
Athens AL 35614
(256) 233-0290
Mcnatt Chris Auctioneer
1535 Lindsay Ln S
Athens AL 35614
(256) 874-3786
susmcna@aol.com
Alabama Farm Credit
26243 US Highway 72
Athens AL 35614
(256) 464-0041
http://www.farmcredit.com/
Broker's Preferred Group
109 W Washington St
Athens AL 35614
(256) 232-8896
http://www.brokerspreferred.com/
Address
26978 US Highway 72
Athens AL
Contact
(256) 232-2220
Address
22980 US Highway 72
Athens AL
Contact
(256) 233-0290
Address
1535 Lindsay Ln S
Athens AL
Contact
(256) 874-3786
susmcna@aol.com