Compare Today’s Mortgage Rates for Baileyton, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Baileyton, Alabama 35019. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,576 or $13 / month in Baileyton and surrounding areas of Cullman county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Baileyton, Alabama 35019.

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Summary of Average Mortgage Terms in Baileyton, Alabama 35019

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Baileyton, AL 35019, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Baileyton, Alabama 35019 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Baileyton, Alabama and around Cullman county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.44% 85.94% 83.88% 87.56% 87.25% 89.46% 87.61% 91.70%
avg mortgage rate 4.93% 4.61% 3.92% 4.00% 4.49% 4.16% 3.96% 4.19%
% 15 year fixed mortgage 9.63% 11.65% 12.17% 10.37% 10.74% 7.98% 10.26% 7.92%
avg mortgage rate 4.34% 4.03% 3.15% 3.08% 3.47% 3.27% 3.16% 3.34%
Avg credit score 763.17 761.86 755.86 756.13 753.85 750.26 749.83 750.17
Avg LTV (loan to value) 78.03% 77.76% 80.38% 82.19% 84.12% 84.16% 83.51% 83.32%
Avg DTI (debt to income) 30.69 30.81 30.22 31.14 31.17 31.78 31.26 32.00
% First time homebuyer 24.22% 26.10% 26.64% 30.88% 25.67% 20.80% 22.65% 17.36%
Avg mortgage insurance % 6.31% 6.49% 9.29% 11.71% 14.94% 15.03% 14.34% 14.02%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Baileyton, Alabama 35019

If you’re looking to buy a new home in Baileyton, we have compiled a list of the leading mortgage brokers around Baileyton, Alabama 35019 to help you with your search.

Name
Address
Contact

OneMain Financial

679 9th Ave SW

Bessemer AL 35019

(205) 428-9132

http://branches.onemainfinancial.com/al/bessemer/679-9th-ave-sw.html

Mutual Finance

5031 Ford Pkwy

Bessemer AL 35019

(205) 428-5626

info@mutualfinance.net

Springleaf Financial Services

700 Academy Dr

Bessemer AL 35019

(205) 428-6237

compliancehelpline@slfs.com

1st Franklin Financial

718 Academy Dr

Bessemer AL 35019

(205) 426-0711

bcheek3@1ffc.com

Regional Finance

5031 Ford Pkwy

Bessemer AL 35019

(205) 432-7800

https://www.getregionalcash.com/

Address

679 9th Ave SW

Bessemer AL

Contact

(205) 428-9132

http://branches.onemainfinancial.com/al/bessemer/679-9th-ave-sw.html

Address

5031 Ford Pkwy

Bessemer AL

Contact

(205) 428-5626

info@mutualfinance.net

Address

700 Academy Dr

Bessemer AL

Contact

(205) 428-6237

compliancehelpline@slfs.com

News on Mortgages and Reverse Mortgages for Baileyton, Alabama 35019