Compare Today’s Mortgage Rates for Baileyton, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Baileyton, Alabama 35019. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $1,614 or $4 / month in Baileyton and surrounding areas of Cullman county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Baileyton, Alabama 35019.
Summary of Average Mortgage Terms in Baileyton, Alabama 35019
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Interactive Mortgage Rate Projections for Baileyton, AL
To forecast and predict mortgage rates in Baileyton, AL 35019, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Baileyton, Alabama 35019 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Baileyton, Alabama and around Cullman county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 89.44% | 85.94% | 83.88% | 87.56% | 87.25% | 89.46% | 87.61% | 91.70% |
| avg mortgage rate | 4.93% | 4.61% | 3.92% | 4.00% | 4.49% | 4.16% | 3.96% | 4.19% |
| % 15 year fixed mortgage | 9.63% | 11.65% | 12.17% | 10.37% | 10.74% | 7.98% | 10.26% | 7.92% |
| avg mortgage rate | 4.34% | 4.03% | 3.15% | 3.08% | 3.47% | 3.27% | 3.16% | 3.34% |
| Avg credit score | 763.17 | 761.86 | 755.86 | 756.13 | 753.85 | 750.26 | 749.83 | 750.17 |
| Avg LTV (loan to value) | 78.03% | 77.76% | 80.38% | 82.19% | 84.12% | 84.16% | 83.51% | 83.32% |
| Avg DTI (debt to income) | 30.69 | 30.81 | 30.22 | 31.14 | 31.17 | 31.78 | 31.26 | 32.00 |
| % First time homebuyer | 24.22% | 26.10% | 26.64% | 30.88% | 25.67% | 20.80% | 22.65% | 17.36% |
| Avg mortgage insurance % | 6.31% | 6.49% | 9.29% | 11.71% | 14.94% | 15.03% | 14.34% | 14.02% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Baileyton, Alabama 35019
If you’re looking to buy a new home in Baileyton, we have compiled a list of the leading mortgage brokers around Baileyton, Alabama 35019 to help you with your search.
OneMain Financial
679 9th Ave SW
Bessemer AL 35019
(205) 428-9132
http://branches.onemainfinancial.com/al/bessemer/679-9th-ave-sw.html
Mutual Finance
5031 Ford Pkwy
Bessemer AL 35019
(205) 428-5626
info@mutualfinance.net
Springleaf Financial Services
700 Academy Dr
Bessemer AL 35019
(205) 428-6237
compliancehelpline@slfs.com
1st Franklin Financial
718 Academy Dr
Bessemer AL 35019
(205) 426-0711
bcheek3@1ffc.com
Regional Finance
5031 Ford Pkwy
Bessemer AL 35019
(205) 432-7800
https://www.getregionalcash.com/
Address
679 9th Ave SW
Bessemer AL
Contact
(205) 428-9132
http://branches.onemainfinancial.com/al/bessemer/679-9th-ave-sw.html
Address
5031 Ford Pkwy
Bessemer AL
Contact
(205) 428-5626
info@mutualfinance.net
Address
700 Academy Dr
Bessemer AL
Contact
(205) 428-6237
compliancehelpline@slfs.com