Compare Today’s Mortgage Rates for Bankston, Alabama
Pureloan searches mortgage lenders and major banks in Bankston, Alabama 35542 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,160 or $12 / month is expected in Bankston and other areas of Fayette county.
Pureloan’s search engine explores all home mortgage options in Bankston, Alabama 35542, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Bankston, Alabama 35542
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Bankston, AL 35542, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Bankston, Alabama 35542 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Bankston, Alabama and around Fayette county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Bankston, Alabama 35542
If you’re looking to buy a new home in Bankston, we have compiled a list of the leading mortgage brokers around Bankston, Alabama 35542 to help you with your search.
Title Cash Of Jasper
109 Highway 78 W
Jasper AL 35542
(205) 221-0057
http://www.titlecash.com/
Walker County Finance Company
2402 Viking Dr
Jasper AL 35542
(205) 221-3337
http://friendly-auto-sales.com
1st Community Credit Corporation
800 Highway 78 E
Jasper AL 35542
(205) 387-2557
http://www.getregionalcash.com/
OneMain Financial
714 Highway 78 E
Jasper AL 35542
(205) 384-9116
http://branches.onemainfinancial.com/al/jasper/714-highway-78--e.html
TitleBucks Title Loans
602 Highway 78 W
Jasper AL 35542
(205) 221-2104
webinquiries@titlebucks.com
Address
109 Highway 78 W
Jasper AL
Contact
(205) 221-0057
http://www.titlecash.com/
Address
2402 Viking Dr
Jasper AL
Contact
(205) 221-3337
http://friendly-auto-sales.com
Address
800 Highway 78 E
Jasper AL
Contact
(205) 387-2557
http://www.getregionalcash.com/