Compare Today’s Mortgage Rates for Belk, Alabama

Pureloan searches mortgage lenders and major banks in Belk, Alabama 35545 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,064 or $6 / month is expected in Belk and other areas of Fayette county.

Pureloan’s search engine explores all home mortgage options in Belk, Alabama 35545, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Belk, Alabama 35545

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Belk, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Belk, AL 35545, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Belk, AL

Historical Mortgage Rates for Belk, Alabama 35545 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Belk, Alabama and around Fayette county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Belk, Alabama 35545

If you’re looking to buy a new home in Belk, we have compiled a list of the leading mortgage brokers around Belk, Alabama 35545 to help you with your search.

Name
Address
Contact

1st Franklin Financial

2302 Temple Ave N

Fayette AL 35545

(205) 932-8080

bcheek3@1ffc.com

Alabama Pawn & Cash

308 Temple Ave N

Fayette AL 35545

(205) 932-5984

pawn@fayette.net

FBH

100 Temple Ave S

Fayette AL 35545

(205) 932-8911

http://citizensbankfayette.com

Money Stork

24880 Highway 195

Double Springs AL 35545

(205) 489-2600

Title Cash Of Jasper

109 Highway 78 W

Jasper AL 35545

(205) 221-0057

http://www.titlecash.com/

Address

2302 Temple Ave N

Fayette AL

Contact

(205) 932-8080

bcheek3@1ffc.com

Address

308 Temple Ave N

Fayette AL

Contact

(205) 932-5984

pawn@fayette.net

Address

100 Temple Ave S

Fayette AL

Contact

(205) 932-8911

http://citizensbankfayette.com

News on Mortgages and Reverse Mortgages for Belk, Alabama 35545