Compare Today’s Mortgage Rates for Blountsville, Alabama
Pureloan searches mortgage lenders and major banks in Blountsville, Alabama 35031 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $1,614 or $4 / month is expected in Blountsville and other areas of Blount county.
Pureloan’s search engine explores all home mortgage options in Blountsville, Alabama 35031, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Blountsville, Alabama 35031
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Blountsville, AL
To forecast and predict mortgage rates in Blountsville, AL 35031, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Blountsville, Alabama 35031 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Blountsville, Alabama and around Blount county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 89.44% | 85.94% | 83.88% | 87.56% | 87.25% | 89.46% | 87.61% | 91.70% |
| avg mortgage rate | 4.93% | 4.61% | 3.92% | 4.00% | 4.49% | 4.16% | 3.96% | 4.19% |
| % 15 year fixed mortgage | 9.63% | 11.65% | 12.17% | 10.37% | 10.74% | 7.98% | 10.26% | 7.92% |
| avg mortgage rate | 4.34% | 4.03% | 3.15% | 3.08% | 3.47% | 3.27% | 3.16% | 3.34% |
| Avg credit score | 763.17 | 761.86 | 755.86 | 756.13 | 753.85 | 750.26 | 749.83 | 750.17 |
| Avg LTV (loan to value) | 78.03% | 77.76% | 80.38% | 82.19% | 84.12% | 84.16% | 83.51% | 83.32% |
| Avg DTI (debt to income) | 30.69 | 30.81 | 30.22 | 31.14 | 31.17 | 31.78 | 31.26 | 32.00 |
| % First time homebuyer | 24.22% | 26.10% | 26.64% | 30.88% | 25.67% | 20.80% | 22.65% | 17.36% |
| Avg mortgage insurance % | 6.31% | 6.49% | 9.29% | 11.71% | 14.94% | 15.03% | 14.34% | 14.02% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Blountsville, Alabama 35031
If you’re looking to buy a new home in Blountsville, we have compiled a list of the leading mortgage brokers around Blountsville, Alabama 35031 to help you with your search.
Name
Address
Contact
Title Cash
2871 Main St
Brent AL 35031
(205) 926-9177
contactus@titlecash.com
Edmonds Realty
10258 Highway 5
Brent AL 35031
(205) 926-3920
http://www.edmondsrealty.com
Credit Central
10452 Highway 5
Brent AL 35031
(205) 926-3025
http://www.creditcentralinc.com/
Home Plus Mortgage
16233 Highway 280
Chelsea AL 35031
(205) 678-0476
Car Title Loans
210 Main Ave SW
Cullman AL 35031
(256) 739-8782
Address
2871 Main St
Brent AL
Contact
(205) 926-9177
contactus@titlecash.com
Address
10258 Highway 5
Brent AL
Contact
(205) 926-3920
http://www.edmondsrealty.com
Address
10452 Highway 5
Brent AL
Contact
(205) 926-3025
http://www.creditcentralinc.com/