Compare Today’s Mortgage Rates for Bon Air, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Bon Air, Alabama 35032. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $1,960 or $5 / month in Bon Air and surrounding areas of Talladega county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Bon Air, Alabama 35032.

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Summary of Average Mortgage Terms in Bon Air, Alabama 35032

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Bon Air, AL 35032, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Bon Air, Alabama 35032 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Bon Air, Alabama and around Talladega county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.44% 85.94% 83.88% 87.56% 87.25% 89.46% 87.61% 91.70%
avg mortgage rate 4.93% 4.61% 3.92% 4.00% 4.49% 4.16% 3.96% 4.19%
% 15 year fixed mortgage 9.63% 11.65% 12.17% 10.37% 10.74% 7.98% 10.26% 7.92%
avg mortgage rate 4.34% 4.03% 3.15% 3.08% 3.47% 3.27% 3.16% 3.34%
Avg credit score 763.17 761.86 755.86 756.13 753.85 750.26 749.83 750.17
Avg LTV (loan to value) 78.03% 77.76% 80.38% 82.19% 84.12% 84.16% 83.51% 83.32%
Avg DTI (debt to income) 30.69 30.81 30.22 31.14 31.17 31.78 31.26 32.00
% First time homebuyer 24.22% 26.10% 26.64% 30.88% 25.67% 20.80% 22.65% 17.36%
Avg mortgage insurance % 6.31% 6.49% 9.29% 11.71% 14.94% 15.03% 14.34% 14.02%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Bon Air, Alabama 35032

If you’re looking to buy a new home in Bon Air, we have compiled a list of the leading mortgage brokers around Bon Air, Alabama 35032 to help you with your search.

Name
Address
Contact

Title Cash

2871 Main St

Brent AL 35032

(205) 926-9177

contactus@titlecash.com

Edmonds Realty

10258 Highway 5

Brent AL 35032

(205) 926-3920

http://www.edmondsrealty.com

Credit Central

10452 Highway 5

Brent AL 35032

(205) 926-3025

http://www.creditcentralinc.com/

Home Plus Mortgage

16233 Highway 280

Chelsea AL 35032

(205) 678-0476

Car Title Loans

210 Main Ave SW

Cullman AL 35032

(256) 739-8782

Address

2871 Main St

Brent AL

Contact

(205) 926-9177

contactus@titlecash.com

Address

10258 Highway 5

Brent AL

Contact

(205) 926-3920

http://www.edmondsrealty.com

Address

10452 Highway 5

Brent AL

Contact

(205) 926-3025

http://www.creditcentralinc.com/

News on Mortgages and Reverse Mortgages for Bon Air, Alabama 35032