Compare Today’s Mortgage Rates for Bucks, Alabama
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Bucks, Alabama 36512. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,435 or $15 / month in Bucks and other areas of Baldwin county.
Our search engine explores all home mortgage options in Bucks, Alabama 36512, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Bucks, Alabama 36512
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Bucks, AL 36512, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Bucks, Alabama 36512 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Bucks, Alabama and around Baldwin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Bucks, Alabama 36512
If you’re looking to buy a new home in Bucks, we have compiled a list of the leading mortgage brokers around Bucks, Alabama 36512 to help you with your search.
Name
Address
Contact
Money Now
13571 Saint Stephens Ave
Chatom AL 36512
(251) 847-6339
http://www.moneynow.net
Hamilton Mortgage
2690 S McKenzie St
Foley AL 36512
(251) 952-4663
Mid America Mortgage South Ala
8112 Bay View Dr
Foley AL 36512
(251) 955-2154
Usa Realty
8605 State Highway 59
Foley AL 36512
(251) 943-6560
usarealty@live.com
North American Title Loans
320 N McKenzie St
Foley AL 36512
(251) 943-9000
https://www.northamericantitleloans.net/Locations/ALABAMA/Foley/320-N-McKenzie-St
Address
13571 Saint Stephens Ave
Chatom AL
Contact
(251) 847-6339
http://www.moneynow.net
Address
2690 S McKenzie St
Foley AL
Contact
(251) 952-4663
Address
8112 Bay View Dr
Foley AL
Contact
(251) 955-2154