Compare Today’s Mortgage Rates for Calera, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Calera, Alabama 35040. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,483 or $7 / month in Calera and surrounding areas of Shelby county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Calera, Alabama 35040.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Calera, Alabama 35040

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Calera, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Calera, AL 35040, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Calera, AL

Historical Mortgage Rates for Calera, Alabama 35040 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Calera, Alabama and around Shelby county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.44% 85.94% 83.88% 87.56% 87.25% 89.46% 87.61% 91.70%
avg mortgage rate 4.93% 4.61% 3.92% 4.00% 4.49% 4.16% 3.96% 4.19%
% 15 year fixed mortgage 9.63% 11.65% 12.17% 10.37% 10.74% 7.98% 10.26% 7.92%
avg mortgage rate 4.34% 4.03% 3.15% 3.08% 3.47% 3.27% 3.16% 3.34%
Avg credit score 763.17 761.86 755.86 756.13 753.85 750.26 749.83 750.17
Avg LTV (loan to value) 78.03% 77.76% 80.38% 82.19% 84.12% 84.16% 83.51% 83.32%
Avg DTI (debt to income) 30.69 30.81 30.22 31.14 31.17 31.78 31.26 32.00
% First time homebuyer 24.22% 26.10% 26.64% 30.88% 25.67% 20.80% 22.65% 17.36%
Avg mortgage insurance % 6.31% 6.49% 9.29% 11.71% 14.94% 15.03% 14.34% 14.02%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Calera, Alabama 35040

If you’re looking to buy a new home in Calera, we have compiled a list of the leading mortgage brokers around Calera, Alabama 35040 to help you with your search.

Name
Address
Contact

Cinron Finance Company

10841 Highway 25

Calera AL 35040

(205) 668-0511

Atb Money Service

10870 Highway 25

Calera AL 35040

(205) 668-9778

palmerlesa@bellsouth.net

Home Plus Mortgage

16233 Highway 280

Chelsea AL 35040

(205) 678-0476

OneMain Financial

1217 7th St S

Clanton AL 35040

(205) 755-1996

http://branches.onemainfinancial.com/al/clanton/1217-7th-street-south.html

TitleMax Title Loans

208 7th St S

Clanton AL 35040

(205) 755-3250

webinquiries@titlemax.com

Address

10841 Highway 25

Calera AL

Contact

(205) 668-0511

Address

10870 Highway 25

Calera AL

Contact

(205) 668-9778

palmerlesa@bellsouth.net

Address

16233 Highway 280

Chelsea AL

Contact

(205) 678-0476

News on Mortgages and Reverse Mortgages for Calera, Alabama 35040