Compare Today’s Mortgage Rates for Calera, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Calera, Alabama 35040. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,953 or $14 / month in Calera and surrounding areas of Shelby county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Calera, Alabama 35040.
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Summary of Average Mortgage Terms in Calera, Alabama 35040
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Calera, AL 35040, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Calera, Alabama 35040 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Calera, Alabama and around Shelby county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 89.44% | 85.94% | 83.88% | 87.56% | 87.25% | 89.46% | 87.61% | 91.70% |
| avg mortgage rate | 4.93% | 4.61% | 3.92% | 4.00% | 4.49% | 4.16% | 3.96% | 4.19% |
| % 15 year fixed mortgage | 9.63% | 11.65% | 12.17% | 10.37% | 10.74% | 7.98% | 10.26% | 7.92% |
| avg mortgage rate | 4.34% | 4.03% | 3.15% | 3.08% | 3.47% | 3.27% | 3.16% | 3.34% |
| Avg credit score | 763.17 | 761.86 | 755.86 | 756.13 | 753.85 | 750.26 | 749.83 | 750.17 |
| Avg LTV (loan to value) | 78.03% | 77.76% | 80.38% | 82.19% | 84.12% | 84.16% | 83.51% | 83.32% |
| Avg DTI (debt to income) | 30.69 | 30.81 | 30.22 | 31.14 | 31.17 | 31.78 | 31.26 | 32.00 |
| % First time homebuyer | 24.22% | 26.10% | 26.64% | 30.88% | 25.67% | 20.80% | 22.65% | 17.36% |
| Avg mortgage insurance % | 6.31% | 6.49% | 9.29% | 11.71% | 14.94% | 15.03% | 14.34% | 14.02% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Calera, Alabama 35040
If you’re looking to buy a new home in Calera, we have compiled a list of the leading mortgage brokers around Calera, Alabama 35040 to help you with your search.
Name
Address
Contact
Cinron Finance Company
10841 Highway 25
Calera AL 35040
(205) 668-0511
Atb Money Service
10870 Highway 25
Calera AL 35040
(205) 668-9778
palmerlesa@bellsouth.net
Home Plus Mortgage
16233 Highway 280
Chelsea AL 35040
(205) 678-0476
OneMain Financial
1217 7th St S
Clanton AL 35040
(205) 755-1996
http://branches.onemainfinancial.com/al/clanton/1217-7th-street-south.html
TitleMax Title Loans
208 7th St S
Clanton AL 35040
(205) 755-3250
webinquiries@titlemax.com
Address
10841 Highway 25
Calera AL
Contact
(205) 668-0511
Address
10870 Highway 25
Calera AL
Contact
(205) 668-9778
palmerlesa@bellsouth.net
Address
16233 Highway 280
Chelsea AL
Contact
(205) 678-0476