Compare Today’s Mortgage Rates for Capshaw, Alabama
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Capshaw, Alabama 35742. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,160 or $12 / month in Capshaw and other areas of Jackson county.
Our search engine explores all home mortgage options in Capshaw, Alabama 35742, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Capshaw, Alabama 35742
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Capshaw, AL 35742, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Capshaw, Alabama 35742 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Capshaw, Alabama and around Jackson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Capshaw, Alabama 35742
If you’re looking to buy a new home in Capshaw, we have compiled a list of the leading mortgage brokers around Capshaw, Alabama 35742 to help you with your search.
Name
Address
Contact
Brand Mortgage
8600 Simpson Point Rd
Grant AL 35742
(256) 728-2339
Home Mortgage Of America
3810 Sullivan St
Madison AL 35742
(256) 551-0797
W R Starkey Mortgage
8089 Highway 72 W
Madison AL 35742
(256) 721-2433
smlinfo@sml.state.tx.us
TitleMax Title Loans
8591 Madison Blvd
Madison AL 35742
(256) 772-1705
webinquiries@titlemax.com
Capital Mortgage
8840 Madison Blvd
Madison AL 35742
(256) 461-1099
Address
8600 Simpson Point Rd
Grant AL
Contact
(256) 728-2339
Address
3810 Sullivan St
Madison AL
Contact
(256) 551-0797
Address
8089 Highway 72 W
Madison AL
Contact
(256) 721-2433
smlinfo@sml.state.tx.us