Compare Today’s Mortgage Rates for Cardiff, Alabama

Pureloan searches mortgage lenders and major banks in Cardiff, Alabama 35041 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $1,961 or $5 / month is expected in Cardiff and other areas of Jefferson county.

Pureloan’s search engine explores all home mortgage options in Cardiff, Alabama 35041, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Cardiff, Alabama 35041

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Cardiff, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cardiff, AL 35041, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Cardiff, AL

Historical Mortgage Rates for Cardiff, Alabama 35041 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Cardiff, Alabama and around Jefferson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.44% 85.94% 83.88% 87.56% 87.25% 89.46% 87.61% 91.70%
avg mortgage rate 4.93% 4.61% 3.92% 4.00% 4.49% 4.16% 3.96% 4.19%
% 15 year fixed mortgage 9.63% 11.65% 12.17% 10.37% 10.74% 7.98% 10.26% 7.92%
avg mortgage rate 4.34% 4.03% 3.15% 3.08% 3.47% 3.27% 3.16% 3.34%
Avg credit score 763.17 761.86 755.86 756.13 753.85 750.26 749.83 750.17
Avg LTV (loan to value) 78.03% 77.76% 80.38% 82.19% 84.12% 84.16% 83.51% 83.32%
Avg DTI (debt to income) 30.69 30.81 30.22 31.14 31.17 31.78 31.26 32.00
% First time homebuyer 24.22% 26.10% 26.64% 30.88% 25.67% 20.80% 22.65% 17.36%
Avg mortgage insurance % 6.31% 6.49% 9.29% 11.71% 14.94% 15.03% 14.34% 14.02%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cardiff, Alabama 35041

If you’re looking to buy a new home in Cardiff, we have compiled a list of the leading mortgage brokers around Cardiff, Alabama 35041 to help you with your search.

Name
Address
Contact

Home Plus Mortgage

16233 Highway 280

Chelsea AL 35041

(205) 678-0476

OneMain Financial

1217 7th St S

Clanton AL 35041

(205) 755-1996

http://branches.onemainfinancial.com/al/clanton/1217-7th-street-south.html

TitleMax Title Loans

208 7th St S

Clanton AL 35041

(205) 755-3250

webinquiries@titlemax.com

1st Franklin Financial

11 Village Sq

Clanton AL 35041

(205) 755-8010

bcheek3@1ffc.com

Acceptance Loan Company

610 Jackson Ave

Clanton AL 35041

(205) 280-5586

tclark@acceptanceloan.com

Address

16233 Highway 280

Chelsea AL

Contact

(205) 678-0476

Address

1217 7th St S

Clanton AL

Contact

(205) 755-1996

http://branches.onemainfinancial.com/al/clanton/1217-7th-street-south.html

Address

208 7th St S

Clanton AL

Contact

(205) 755-3250

webinquiries@titlemax.com

News on Mortgages and Reverse Mortgages for Cardiff, Alabama 35041