Compare Today’s Mortgage Rates for Childersburg, Alabama

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Childersburg, Alabama 35044. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $3,335 or $9 / month in Childersburg and other areas of Talladega county.

Our search engine explores all home mortgage options in Childersburg, Alabama 35044, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Childersburg, Alabama 35044

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Childersburg, AL 35044, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Childersburg, Alabama 35044 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Childersburg, Alabama and around Talladega county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.44% 85.94% 83.88% 87.56% 87.25% 89.46% 87.61% 91.70%
avg mortgage rate 4.93% 4.61% 3.92% 4.00% 4.49% 4.16% 3.96% 4.19%
% 15 year fixed mortgage 9.63% 11.65% 12.17% 10.37% 10.74% 7.98% 10.26% 7.92%
avg mortgage rate 4.34% 4.03% 3.15% 3.08% 3.47% 3.27% 3.16% 3.34%
Avg credit score 763.17 761.86 755.86 756.13 753.85 750.26 749.83 750.17
Avg LTV (loan to value) 78.03% 77.76% 80.38% 82.19% 84.12% 84.16% 83.51% 83.32%
Avg DTI (debt to income) 30.69 30.81 30.22 31.14 31.17 31.78 31.26 32.00
% First time homebuyer 24.22% 26.10% 26.64% 30.88% 25.67% 20.80% 22.65% 17.36%
Avg mortgage insurance % 6.31% 6.49% 9.29% 11.71% 14.94% 15.03% 14.34% 14.02%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Childersburg, Alabama 35044

If you’re looking to buy a new home in Childersburg, we have compiled a list of the leading mortgage brokers around Childersburg, Alabama 35044 to help you with your search.

Name
Address
Contact

Home Plus Mortgage

16233 Highway 280

Chelsea AL 35044

(205) 678-0476

OneMain Financial

1217 7th St S

Clanton AL 35044

(205) 755-1996

http://branches.onemainfinancial.com/al/clanton/1217-7th-street-south.html

TitleMax Title Loans

208 7th St S

Clanton AL 35044

(205) 755-3250

webinquiries@titlemax.com

1st Franklin Financial

11 Village Sq

Clanton AL 35044

(205) 755-8010

bcheek3@1ffc.com

Acceptance Loan Company

610 Jackson Ave

Clanton AL 35044

(205) 280-5586

tclark@acceptanceloan.com

Address

16233 Highway 280

Chelsea AL

Contact

(205) 678-0476

Address

1217 7th St S

Clanton AL

Contact

(205) 755-1996

http://branches.onemainfinancial.com/al/clanton/1217-7th-street-south.html

Address

208 7th St S

Clanton AL

Contact

(205) 755-3250

webinquiries@titlemax.com

News on Mortgages and Reverse Mortgages for Childersburg, Alabama 35044