Compare Today’s Mortgage Rates for Clanton, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Clanton, Alabama 35046. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,185 or $14 / month in Clanton and surrounding areas of Chilton county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Clanton, Alabama 35046.

No suitable program is found

Summary of Average Mortgage Terms in Clanton, Alabama 35046

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Clanton, AL 35046, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Clanton, Alabama 35046 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Clanton, Alabama and around Chilton county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.44% 85.94% 83.88% 87.56% 87.25% 89.46% 87.61% 91.70%
avg mortgage rate 4.93% 4.61% 3.92% 4.00% 4.49% 4.16% 3.96% 4.19%
% 15 year fixed mortgage 9.63% 11.65% 12.17% 10.37% 10.74% 7.98% 10.26% 7.92%
avg mortgage rate 4.34% 4.03% 3.15% 3.08% 3.47% 3.27% 3.16% 3.34%
Avg credit score 763.17 761.86 755.86 756.13 753.85 750.26 749.83 750.17
Avg LTV (loan to value) 78.03% 77.76% 80.38% 82.19% 84.12% 84.16% 83.51% 83.32%
Avg DTI (debt to income) 30.69 30.81 30.22 31.14 31.17 31.78 31.26 32.00
% First time homebuyer 24.22% 26.10% 26.64% 30.88% 25.67% 20.80% 22.65% 17.36%
Avg mortgage insurance % 6.31% 6.49% 9.29% 11.71% 14.94% 15.03% 14.34% 14.02%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Clanton, Alabama 35046

If you’re looking to buy a new home in Clanton, we have compiled a list of the leading mortgage brokers around Clanton, Alabama 35046 to help you with your search.

Name
Address
Contact

PLS Loan Store

222 7th St S

Clanton AL 35046

(205) 755-7870

http://www.plsfinancial.com

Covington Credit Corporation

305 7th St N

Clanton AL 35046

(205) 755-8668

World Finance

1447 7th St S

Clanton AL 35046

(205) 755-5000

http://www.worldacceptance.com/

Credit Central

1109-1111 7th St

Clanton AL 35046

(205) 755-2206

http://www.creditcentralinc.com/

Money Store

513 7th St S

Clanton AL 35046

(205) 755-6661

customerservice@alwaysmoney.co

Address

222 7th St S

Clanton AL

Contact

(205) 755-7870

http://www.plsfinancial.com

Address

305 7th St N

Clanton AL

Contact

(205) 755-8668

Address

1447 7th St S

Clanton AL

Contact

(205) 755-5000

http://www.worldacceptance.com/

News on Mortgages and Reverse Mortgages for Clanton, Alabama 35046