Compare Today’s Mortgage Rates for Clanton, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Clanton, Alabama 35046. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,185 or $14 / month in Clanton and surrounding areas of Chilton county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Clanton, Alabama 35046.
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Summary of Average Mortgage Terms in Clanton, Alabama 35046
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Clanton, AL 35046, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Clanton, Alabama 35046 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Clanton, Alabama and around Chilton county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 89.44% | 85.94% | 83.88% | 87.56% | 87.25% | 89.46% | 87.61% | 91.70% |
| avg mortgage rate | 4.93% | 4.61% | 3.92% | 4.00% | 4.49% | 4.16% | 3.96% | 4.19% |
| % 15 year fixed mortgage | 9.63% | 11.65% | 12.17% | 10.37% | 10.74% | 7.98% | 10.26% | 7.92% |
| avg mortgage rate | 4.34% | 4.03% | 3.15% | 3.08% | 3.47% | 3.27% | 3.16% | 3.34% |
| Avg credit score | 763.17 | 761.86 | 755.86 | 756.13 | 753.85 | 750.26 | 749.83 | 750.17 |
| Avg LTV (loan to value) | 78.03% | 77.76% | 80.38% | 82.19% | 84.12% | 84.16% | 83.51% | 83.32% |
| Avg DTI (debt to income) | 30.69 | 30.81 | 30.22 | 31.14 | 31.17 | 31.78 | 31.26 | 32.00 |
| % First time homebuyer | 24.22% | 26.10% | 26.64% | 30.88% | 25.67% | 20.80% | 22.65% | 17.36% |
| Avg mortgage insurance % | 6.31% | 6.49% | 9.29% | 11.71% | 14.94% | 15.03% | 14.34% | 14.02% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Clanton, Alabama 35046
If you’re looking to buy a new home in Clanton, we have compiled a list of the leading mortgage brokers around Clanton, Alabama 35046 to help you with your search.
Name
Address
Contact
PLS Loan Store
222 7th St S
Clanton AL 35046
(205) 755-7870
http://www.plsfinancial.com
Covington Credit Corporation
305 7th St N
Clanton AL 35046
(205) 755-8668
World Finance
1447 7th St S
Clanton AL 35046
(205) 755-5000
http://www.worldacceptance.com/
Credit Central
1109-1111 7th St
Clanton AL 35046
(205) 755-2206
http://www.creditcentralinc.com/
Money Store
513 7th St S
Clanton AL 35046
(205) 755-6661
customerservice@alwaysmoney.co
Address
222 7th St S
Clanton AL
Contact
(205) 755-7870
http://www.plsfinancial.com
Address
305 7th St N
Clanton AL
Contact
(205) 755-8668
Address
1447 7th St S
Clanton AL
Contact
(205) 755-5000
http://www.worldacceptance.com/