Compare Today’s Mortgage Rates for Clanton, Alabama
Pureloan searches mortgage lenders and major banks in Clanton, Alabama 35045 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $1,614 or $4 / month is expected in Clanton and other areas of Chilton county.
Pureloan’s search engine explores all home mortgage options in Clanton, Alabama 35045, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Clanton, Alabama 35045
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Clanton, AL
To forecast and predict mortgage rates in Clanton, AL 35045, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Clanton, Alabama 35045 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Clanton, Alabama and around Chilton county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 89.44% | 85.94% | 83.88% | 87.56% | 87.25% | 89.46% | 87.61% | 91.70% |
| avg mortgage rate | 4.93% | 4.61% | 3.92% | 4.00% | 4.49% | 4.16% | 3.96% | 4.19% |
| % 15 year fixed mortgage | 9.63% | 11.65% | 12.17% | 10.37% | 10.74% | 7.98% | 10.26% | 7.92% |
| avg mortgage rate | 4.34% | 4.03% | 3.15% | 3.08% | 3.47% | 3.27% | 3.16% | 3.34% |
| Avg credit score | 763.17 | 761.86 | 755.86 | 756.13 | 753.85 | 750.26 | 749.83 | 750.17 |
| Avg LTV (loan to value) | 78.03% | 77.76% | 80.38% | 82.19% | 84.12% | 84.16% | 83.51% | 83.32% |
| Avg DTI (debt to income) | 30.69 | 30.81 | 30.22 | 31.14 | 31.17 | 31.78 | 31.26 | 32.00 |
| % First time homebuyer | 24.22% | 26.10% | 26.64% | 30.88% | 25.67% | 20.80% | 22.65% | 17.36% |
| Avg mortgage insurance % | 6.31% | 6.49% | 9.29% | 11.71% | 14.94% | 15.03% | 14.34% | 14.02% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Clanton, Alabama 35045
If you’re looking to buy a new home in Clanton, we have compiled a list of the leading mortgage brokers around Clanton, Alabama 35045 to help you with your search.
Name
Address
Contact
PLS Loan Store
222 7th St S
Clanton AL 35045
(205) 755-7870
http://www.plsfinancial.com
Covington Credit Corporation
305 7th St N
Clanton AL 35045
(205) 755-8668
World Finance
1447 7th St S
Clanton AL 35045
(205) 755-5000
http://www.worldacceptance.com/
Credit Central
1109-1111 7th St
Clanton AL 35045
(205) 755-2206
http://www.creditcentralinc.com/
Money Store
513 7th St S
Clanton AL 35045
(205) 755-6661
customerservice@alwaysmoney.co
Address
222 7th St S
Clanton AL
Contact
(205) 755-7870
http://www.plsfinancial.com
Address
305 7th St N
Clanton AL
Contact
(205) 755-8668
Address
1447 7th St S
Clanton AL
Contact
(205) 755-5000
http://www.worldacceptance.com/