Compare Today’s Mortgage Rates for Collinsville, Alabama
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Collinsville, Alabama 35961. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $3,300 or $9 / month in Collinsville and other areas of De Kalb county.
Our search engine explores all home mortgage options in Collinsville, Alabama 35961, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Collinsville, Alabama 35961
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Collinsville, AL 35961, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Collinsville, Alabama 35961 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Collinsville, Alabama and around De Kalb county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Collinsville, Alabama 35961
If you’re looking to buy a new home in Collinsville, we have compiled a list of the leading mortgage brokers around Collinsville, Alabama 35961 to help you with your search.
TitleMax Title Loans
1110 Glenn Blvd SW
Fort Payne AL 35961
(256) 845-1339
webinquiries@titlemax.com
1st Franklin Financial
1200 Dekalb Plaza Blvd SW
Fort Payne AL 35961
(256) 845-5500
bcheek3@1ffc.com
Alabama Title Loans
901 Glenn Blvd SW
Fort Payne AL 35961
(256) 997-9628
http://www.alabamatitleloansinc.com/
Money Time Home Mortgage Co.
509 Gault Ave S
Fort Payne AL 35961
(256) 997-9183
moneytimemortgage@bellsouth.net
Cash Today
406 Gault Ave S
Fort Payne AL 35961
(256) 845-2084
customerservice@cashtoday.com.au
Address
1110 Glenn Blvd SW
Fort Payne AL
Contact
(256) 845-1339
webinquiries@titlemax.com
Address
1200 Dekalb Plaza Blvd SW
Fort Payne AL
Contact
(256) 845-5500
bcheek3@1ffc.com
Address
901 Glenn Blvd SW
Fort Payne AL
Contact
(256) 997-9628
http://www.alabamatitleloansinc.com/