Compare Today’s Mortgage Rates for Cottondale, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Cottondale, Alabama 35453. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $1,799 or $5 / month in Cottondale and surrounding areas of Tuscaloosa county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Cottondale, Alabama 35453.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Cottondale, Alabama 35453

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Cottondale, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cottondale, AL 35453, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Cottondale, AL

Historical Mortgage Rates for Cottondale, Alabama 35453 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Cottondale, Alabama and around Tuscaloosa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cottondale, Alabama 35453

If you’re looking to buy a new home in Cottondale, we have compiled a list of the leading mortgage brokers around Cottondale, Alabama 35453 to help you with your search.

Name
Address
Contact

Title Cash Of Jasper

109 Highway 78 W

Jasper AL 35453

(205) 221-0057

http://www.titlecash.com/

Walker County Finance Company

2402 Viking Dr

Jasper AL 35453

(205) 221-3337

http://friendly-auto-sales.com

1st Community Credit Corporation

800 Highway 78 E

Jasper AL 35453

(205) 387-2557

http://www.getregionalcash.com/

OneMain Financial

714 Highway 78 E

Jasper AL 35453

(205) 384-9116

http://branches.onemainfinancial.com/al/jasper/714-highway-78--e.html

TitleBucks Title Loans

602 Highway 78 W

Jasper AL 35453

(205) 221-2104

webinquiries@titlebucks.com

Address

109 Highway 78 W

Jasper AL

Contact

(205) 221-0057

http://www.titlecash.com/

Address

2402 Viking Dr

Jasper AL

Contact

(205) 221-3337

http://friendly-auto-sales.com

Address

800 Highway 78 E

Jasper AL

Contact

(205) 387-2557

http://www.getregionalcash.com/

News on Mortgages and Reverse Mortgages for Cottondale, Alabama 35453