Compare Today’s Mortgage Rates for Cowarts, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Cowarts, Alabama 36321. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,160 or $12 / month in Cowarts and surrounding areas of Houston county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Cowarts, Alabama 36321.
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Summary of Average Mortgage Terms in Cowarts, Alabama 36321
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Cowarts, AL 36321, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Cowarts, Alabama 36321 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Cowarts, Alabama and around Houston county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Cowarts, Alabama 36321
If you’re looking to buy a new home in Cowarts, we have compiled a list of the leading mortgage brokers around Cowarts, Alabama 36321 to help you with your search.
Name
Address
Contact
First Financial
603 Claxton Ave N
Elba AL 36321
(334) 897-3737
gkenneth@first-online.com
Seniors Reverse Mortgage
707 Simmons St
Elba AL 36321
(334) 897-1400
http://seniorsreversemortgage.com
Big Money
2180 Montgomery Hwy
Dothan AL 36321
(334) 792-2678
Alabama Ag Credit
1001 Forest Dr
Dothan AL 36321
(334) 793-9811
http://www.alabamaagcredit.com/
TitleMax Title Loans
1085 Ross Clark Cir
Dothan AL 36321
(334) 673-2220
webinquiries@titlemax.com
Address
603 Claxton Ave N
Elba AL
Contact
(334) 897-3737
gkenneth@first-online.com
Address
707 Simmons St
Elba AL
Contact
(334) 897-1400
http://seniorsreversemortgage.com
Address
2180 Montgomery Hwy
Dothan AL
Contact
(334) 792-2678