Compare Today’s Mortgage Rates for Cowarts, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Cowarts, Alabama 36321. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,160 or $12 / month in Cowarts and surrounding areas of Houston county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Cowarts, Alabama 36321.

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Summary of Average Mortgage Terms in Cowarts, Alabama 36321

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cowarts, AL 36321, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Cowarts, Alabama 36321 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Cowarts, Alabama and around Houston county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.37% 86.67% 87.72% 88.79% 88.85% 86.10% 88.92% 87.30%
avg mortgage rate 4.89% 4.62% 3.85% 3.90% 4.48% 4.13% 3.94% 4.12%
% 15 year fixed mortgage 5.42% 12.50% 11.11% 8.88% 8.85% 12.36% 7.38% 10.32%
avg mortgage rate 4.29% 3.93% 3.26% 2.91% 3.49% 3.28% 3.10% 3.18%
Avg credit score 766.05 762.98 759.42 759.22 753.95 753.35 749.27 754.71
Avg LTV (loan to value) 75.44% 77.84% 81.92% 82.83% 83.45% 84.34% 85.08% 84.09%
Avg DTI (debt to income) 31.00 31.43 30.44 31.97 30.90 33.15 32.77 33.29
% First time homebuyer 30.72% 26.67% 22.22% 27.57% 28.46% 23.55% 21.54% 20.63%
Avg mortgage insurance % 4.03% 6.59% 10.96% 12.68% 14.28% 14.92% 16.06% 13.22%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cowarts, Alabama 36321

If you’re looking to buy a new home in Cowarts, we have compiled a list of the leading mortgage brokers around Cowarts, Alabama 36321 to help you with your search.

Name
Address
Contact

First Financial

603 Claxton Ave N

Elba AL 36321

(334) 897-3737

gkenneth@first-online.com

Seniors Reverse Mortgage

707 Simmons St

Elba AL 36321

(334) 897-1400

http://seniorsreversemortgage.com

Big Money

2180 Montgomery Hwy

Dothan AL 36321

(334) 792-2678

Alabama Ag Credit

1001 Forest Dr

Dothan AL 36321

(334) 793-9811

http://www.alabamaagcredit.com/

TitleMax Title Loans

1085 Ross Clark Cir

Dothan AL 36321

(334) 673-2220

webinquiries@titlemax.com

Address

603 Claxton Ave N

Elba AL

Contact

(334) 897-3737

gkenneth@first-online.com

Address

707 Simmons St

Elba AL

Contact

(334) 897-1400

http://seniorsreversemortgage.com

Address

2180 Montgomery Hwy

Dothan AL

Contact

(334) 792-2678

News on Mortgages and Reverse Mortgages for Cowarts, Alabama 36321