Compare Today’s Mortgage Rates in Cowarts, Alabama 36321
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Cowarts, Alabama 36321.
Our search engine thoroughly explores all home mortgage options in Cowarts, Alabama 36321, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,166 in lifetime cash or $12 per month in Cowarts and other areas of Houston county.
Summary of Average Mortgages in Cowarts, Alabama 36321
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Interactive Mortgage Rate Projections for Cowarts, Alabama 36321
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Cowarts, AL 36321. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Cowarts, Alabama 36321 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Cowarts, Alabama and around Houston county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 91.13% | 90.51% | 92.30% | 90.50% | 87.81% | 90.06% | 89.58% | 88.74% | 86.28% |
avg mortgage rate | 6.57% | 4.72% | 3.07% | 3.34% | 4.46% | 4.65% | 4.19% | 3.95% | 4.13% |
% 15 year fixed mortgage | 7.26% | 7.20% | 6.51% | 8.26% | 9.70% | 6.93% | 8.47% | 7.28% | 11.95% |
avg mortgage rate | 5.72% | 3.54% | 2.44% | 2.99% | 3.83% | 4.13% | 3.31% | 3.13% | 3.27% |
Avg credit score | 748.69 | 767.84 | 754.08 | 759.42 | 781.43 | 750.45 | 752.97 | 783.08 | 752.89 |
Avg LTV (loan to value) | 81.91% | 83.20% | 85.56% | 85.67% | 84.75% | 84.09% | 85.02% | 85.38% | 84.22% |
Avg DTI (debt to income) | 36.88 | 36.02 | 32.09 | 32.39 | 32.47 | 33.12 | 32.45 | 32.85 | 33.08 |
% First time homebuyer | 32.26% | 29.13% | 28.42% | 28.10% | 26.37% | 28.61% | 25.41% | 22.52% | 25.22% |
Avg mortgage insurance % | 15.82% | 15.27% | 16.73% | 16.63% | 15.62% | 14.98% | 14.68% | 16.59% | 14.66% |
Best Mortgage Brokers around Cowarts, Alabama 36321
For those searching for a new home in Cowarts, we have compiled a list of the top mortgage brokers located in and around Cowarts, Alabama 36321 to assist you with your search.
First Financial
603 Claxton Ave N
Elba AL 36321
(334) 897-3737
gkenneth@first-online.com
Seniors Reverse Mortgage
707 Simmons St
Elba AL 36321
(334) 897-1400
http://seniorsreversemortgage.com
Big Money
2180 Montgomery Hwy
Dothan AL 36321
(334) 792-2678
Alabama Ag Credit
1001 Forest Dr
Dothan AL 36321
(334) 793-9811
http://www.alabamaagcredit.com/
TitleMax Title Loans
1085 Ross Clark Cir
Dothan AL 36321
(334) 673-2220
webinquiries@titlemax.com
Address
603 Claxton Ave N
Elba AL
Contact
(334) 897-3737
gkenneth@first-online.com
Address
707 Simmons St
Elba AL
Contact
(334) 897-1400
http://seniorsreversemortgage.com
Address
2180 Montgomery Hwy
Dothan AL
Contact
(334) 792-2678