Compare Today’s Mortgage Rates in Crane Hill, Alabama 35053
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Crane Hill, Alabama 35053.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $19,025 over the lifetime of your 30-year fixed loan, or a monthly savings of $53 in Crane Hill and other areas of Cullman county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Crane Hill, Alabama 35053
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Crane Hill, Alabama 35053
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Crane Hill, AL 35053. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Crane Hill, Alabama 35053 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Crane Hill, Alabama and around Cullman county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.35% | 95.10% | 94.82% | 94.07% | 92.16% | 89.83% | 90.87% | 89.90% | 91.34% |
| avg mortgage rate | 6.56% | 4.69% | 3.08% | 3.45% | 4.46% | 4.69% | 4.26% | 3.99% | 4.17% |
| % 15 year fixed mortgage | 3.09% | 4.06% | 4.22% | 4.52% | 6.46% | 6.83% | 7.07% | 8.31% | 6.45% |
| avg mortgage rate | 5.94% | 3.82% | 2.46% | 2.89% | 3.87% | 4.05% | 3.52% | 3.20% | 3.33% |
| Avg credit score | 745.20 | 753.36 | 756.05 | 759.79 | 750.40 | 752.93 | 750.33 | 746.89 | 749.94 |
| Avg LTV (loan to value) | 82.03% | 83.32% | 85.15% | 85.58% | 85.00% | 83.82% | 83.39% | 84.49% | 84.95% |
| Avg DTI (debt to income) | 37.04 | 35.15 | 32.91 | 32.67 | 33.61 | 33.30 | 33.63 | 31.15 | 31.59 |
| % First time homebuyer | 40.45% | 31.00% | 29.15% | 30.74% | 32.71% | 25.44% | 19.00% | 25.24% | 23.09% |
| Avg mortgage insurance % | 14.53% | 14.41% | 16.09% | 16.00% | 15.22% | 14.91% | 14.12% | 14.99% | 15.78% |
Best Mortgage Brokers around Crane Hill, Alabama 35053
For those searching for a new home in Crane Hill, we have compiled a list of the top mortgage brokers located in and around Crane Hill, Alabama 35053 to assist you with your search.
Name
Address
Contact
Car Title Loans
210 Main Ave SW
Cullman AL 35053
(256) 739-8782
Consumer First Mortgage
1110 2nd Ave SW
Cullman AL 35053
(256) 734-6012
http://www.MortgagesCanBeSimple.com
TitleMax Title Loans
716 2nd Ave NW
Cullman AL 35053
(256) 734-5509
webinquiries@titlemax.com
Cullman Auto Finance
316 3rd St SW
Cullman AL 35053
(256) 734-4588
http://www.cullmanartscenter.com
TitleMax Title Loans
1402 2nd Ave SW
Cullman AL 35053
(256) 739-2525
webinquiries@titlemax.com
Address
210 Main Ave SW
Cullman AL
Contact
(256) 739-8782
Address
1110 2nd Ave SW
Cullman AL
Contact
(256) 734-6012
http://www.MortgagesCanBeSimple.com
Address
716 2nd Ave NW
Cullman AL
Contact
(256) 734-5509
webinquiries@titlemax.com