Compare Today’s Mortgage Rates for Cropwell, Alabama
Pureloan searches mortgage lenders and major banks in Cropwell, Alabama 35054 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,676 or $24 / month is expected in Cropwell and other areas of Cullman county.
Pureloan’s search engine explores all home mortgage options in Cropwell, Alabama 35054, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Cropwell, Alabama 35054
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Cropwell, AL 35054, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Cropwell, Alabama 35054 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Cropwell, Alabama and around Cullman county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 89.44% | 85.94% | 83.88% | 87.56% | 87.25% | 89.46% | 87.61% | 91.70% |
| avg mortgage rate | 4.93% | 4.61% | 3.92% | 4.00% | 4.49% | 4.16% | 3.96% | 4.19% |
| % 15 year fixed mortgage | 9.63% | 11.65% | 12.17% | 10.37% | 10.74% | 7.98% | 10.26% | 7.92% |
| avg mortgage rate | 4.34% | 4.03% | 3.15% | 3.08% | 3.47% | 3.27% | 3.16% | 3.34% |
| Avg credit score | 763.17 | 761.86 | 755.86 | 756.13 | 753.85 | 750.26 | 749.83 | 750.17 |
| Avg LTV (loan to value) | 78.03% | 77.76% | 80.38% | 82.19% | 84.12% | 84.16% | 83.51% | 83.32% |
| Avg DTI (debt to income) | 30.69 | 30.81 | 30.22 | 31.14 | 31.17 | 31.78 | 31.26 | 32.00 |
| % First time homebuyer | 24.22% | 26.10% | 26.64% | 30.88% | 25.67% | 20.80% | 22.65% | 17.36% |
| Avg mortgage insurance % | 6.31% | 6.49% | 9.29% | 11.71% | 14.94% | 15.03% | 14.34% | 14.02% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Cropwell, Alabama 35054
If you’re looking to buy a new home in Cropwell, we have compiled a list of the leading mortgage brokers around Cropwell, Alabama 35054 to help you with your search.
Name
Address
Contact
Car Title Loans
210 Main Ave SW
Cullman AL 35054
(256) 739-8782
Consumer First Mortgage
1110 2nd Ave SW
Cullman AL 35054
(256) 734-6012
http://www.MortgagesCanBeSimple.com
TitleMax Title Loans
716 2nd Ave NW
Cullman AL 35054
(256) 734-5509
webinquiries@titlemax.com
Cullman Auto Finance
316 3rd St SW
Cullman AL 35054
(256) 734-4588
http://www.cullmanartscenter.com
TitleMax Title Loans
1402 2nd Ave SW
Cullman AL 35054
(256) 739-2525
webinquiries@titlemax.com
Address
210 Main Ave SW
Cullman AL
Contact
(256) 739-8782
Address
1110 2nd Ave SW
Cullman AL
Contact
(256) 734-6012
http://www.MortgagesCanBeSimple.com
Address
716 2nd Ave NW
Cullman AL
Contact
(256) 734-5509
webinquiries@titlemax.com