Compare Today’s Mortgage Rates for Delta, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Delta, Alabama 36258. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,576 or $13 / month in Delta and surrounding areas of Clay county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Delta, Alabama 36258.

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Summary of Average Mortgage Terms in Delta, Alabama 36258

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Delta, AL 36258, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Delta, Alabama 36258 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Delta, Alabama and around Clay county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.37% 86.67% 87.72% 88.79% 88.85% 86.10% 88.92% 87.30%
avg mortgage rate 4.89% 4.62% 3.85% 3.90% 4.48% 4.13% 3.94% 4.12%
% 15 year fixed mortgage 5.42% 12.50% 11.11% 8.88% 8.85% 12.36% 7.38% 10.32%
avg mortgage rate 4.29% 3.93% 3.26% 2.91% 3.49% 3.28% 3.10% 3.18%
Avg credit score 766.05 762.98 759.42 759.22 753.95 753.35 749.27 754.71
Avg LTV (loan to value) 75.44% 77.84% 81.92% 82.83% 83.45% 84.34% 85.08% 84.09%
Avg DTI (debt to income) 31.00 31.43 30.44 31.97 30.90 33.15 32.77 33.29
% First time homebuyer 30.72% 26.67% 22.22% 27.57% 28.46% 23.55% 21.54% 20.63%
Avg mortgage insurance % 4.03% 6.59% 10.96% 12.68% 14.28% 14.92% 16.06% 13.22%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Delta, Alabama 36258

If you’re looking to buy a new home in Delta, we have compiled a list of the leading mortgage brokers around Delta, Alabama 36258 to help you with your search.

Name
Address
Contact

J C Shelton

1318 Pelham Rd S

Jacksonville AL 36258

(256) 435-7900

World Finance

814 Pelham Rd S

Jacksonville AL 36258

(256) 435-7700

http://www.worldacceptance.com/

TitleMax Title Loans

1630 Pelham Rd S

Jacksonville AL 36258

(256) 782-3275

webinquiries@titlemax.com

Firststate Bank Mortgage Center

88760 Highway 9

Lineville AL 36258

(256) 396-5208

Big Money

2180 Montgomery Hwy

Dothan AL 36258

(334) 792-2678

Address

1318 Pelham Rd S

Jacksonville AL

Contact

(256) 435-7900

Address

814 Pelham Rd S

Jacksonville AL

Contact

(256) 435-7700

http://www.worldacceptance.com/

Address

1630 Pelham Rd S

Jacksonville AL

Contact

(256) 782-3275

webinquiries@titlemax.com

News on Mortgages and Reverse Mortgages for Delta, Alabama 36258