Compare Today’s Mortgage Rates in Echola, Alabama 35457
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Echola, Alabama 35457.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $5,652 over the lifetime of your 30-year fixed loan, or a monthly savings of $16 in Echola and other areas of Tuscaloosa county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Echola, Alabama 35457
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Echola, Alabama 35457
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Echola, AL 35457. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Echola, Alabama 35457 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Echola, Alabama and around Tuscaloosa county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.58% | 91.53% | 90.81% | 89.08% | 88.65% | 86.99% | 87.05% | 84.52% | 89.54% |
| avg mortgage rate | 6.40% | 4.55% | 3.06% | 3.46% | 4.43% | 4.63% | 4.16% | 3.93% | 4.05% |
| % 15 year fixed mortgage | 5.00% | 5.88% | 7.51% | 9.52% | 9.36% | 9.14% | 10.31% | 13.31% | 9.49% |
| avg mortgage rate | 5.83% | 3.68% | 2.45% | 2.91% | 3.95% | 3.98% | 3.28% | 3.00% | 3.25% |
| Avg credit score | 757.10 | 758.71 | 758.08 | 762.31 | 760.13 | 777.22 | 758.44 | 756.20 | 757.48 |
| Avg LTV (loan to value) | 82.01% | 81.43% | 83.12% | 82.91% | 83.20% | 82.79% | 84.34% | 84.13% | 84.12% |
| Avg DTI (debt to income) | 36.06 | 34.26 | 30.24 | 30.50 | 32.96 | 30.75 | 29.69 | 29.56 | 29.28 |
| % First time homebuyer | 39.58% | 32.59% | 32.11% | 34.26% | 30.21% | 31.28% | 27.10% | 26.01% | 28.22% |
| Avg mortgage insurance % | 14.02% | 12.26% | 12.96% | 12.78% | 12.38% | 13.20% | 13.90% | 13.96% | 13.29% |
Best Mortgage Brokers around Echola, Alabama 35457
For those searching for a new home in Echola, we have compiled a list of the top mortgage brokers located in and around Echola, Alabama 35457 to assist you with your search.
Name
Address
Contact
Title Cash Of Jasper
109 Highway 78 W
Jasper AL 35457
(205) 221-0057
http://www.titlecash.com/
Walker County Finance Company
2402 Viking Dr
Jasper AL 35457
(205) 221-3337
http://friendly-auto-sales.com
1st Community Credit Corporation
800 Highway 78 E
Jasper AL 35457
(205) 387-2557
http://www.getregionalcash.com/
OneMain Financial
714 Highway 78 E
Jasper AL 35457
(205) 384-9116
http://branches.onemainfinancial.com/al/jasper/714-highway-78--e.html
TitleBucks Title Loans
602 Highway 78 W
Jasper AL 35457
(205) 221-2104
webinquiries@titlebucks.com
Address
109 Highway 78 W
Jasper AL
Contact
(205) 221-0057
http://www.titlecash.com/
Address
2402 Viking Dr
Jasper AL
Contact
(205) 221-3337
http://friendly-auto-sales.com
Address
800 Highway 78 E
Jasper AL
Contact
(205) 387-2557
http://www.getregionalcash.com/