Compare Today’s Mortgage Rates for Edwardsville, Alabama
Pureloan searches mortgage lenders and major banks in Edwardsville, Alabama 36261 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,429 or $7 / month is expected in Edwardsville and other areas of Cleburne county.
Pureloan’s search engine explores all home mortgage options in Edwardsville, Alabama 36261, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Edwardsville, Alabama 36261
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Edwardsville, AL 36261, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Edwardsville, Alabama 36261 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Edwardsville, Alabama and around Cleburne county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Edwardsville, Alabama 36261
If you’re looking to buy a new home in Edwardsville, we have compiled a list of the leading mortgage brokers around Edwardsville, Alabama 36261 to help you with your search.
Name
Address
Contact
J C Shelton
1318 Pelham Rd S
Jacksonville AL 36261
(256) 435-7900
World Finance
814 Pelham Rd S
Jacksonville AL 36261
(256) 435-7700
http://www.worldacceptance.com/
TitleMax Title Loans
1630 Pelham Rd S
Jacksonville AL 36261
(256) 782-3275
webinquiries@titlemax.com
Firststate Bank Mortgage Center
88760 Highway 9
Lineville AL 36261
(256) 396-5208
Big Money
2180 Montgomery Hwy
Dothan AL 36261
(334) 792-2678
Address
1318 Pelham Rd S
Jacksonville AL
Contact
(256) 435-7900
Address
814 Pelham Rd S
Jacksonville AL
Contact
(256) 435-7700
http://www.worldacceptance.com/
Address
1630 Pelham Rd S
Jacksonville AL
Contact
(256) 782-3275
webinquiries@titlemax.com