Compare Today’s Mortgage Rates in Elberta, Alabama 36530
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Elberta, Alabama 36530.
Our search engine thoroughly explores all home mortgage options in Elberta, Alabama 36530, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,803 in lifetime cash or $16 per month in Elberta and other areas of Baldwin county.
Summary of Average Mortgages in Elberta, Alabama 36530
Become a certified mortgage expert on Pureloan.com
in Elberta, Alabama 36530
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Elberta, Alabama 36530
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Elberta, AL 36530. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Elberta, Alabama 36530 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Elberta, Alabama and around Baldwin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 91.13% | 90.51% | 92.30% | 90.50% | 87.81% | 90.06% | 89.58% | 88.74% | 86.28% |
avg mortgage rate | 6.57% | 4.72% | 3.07% | 3.34% | 4.46% | 4.65% | 4.19% | 3.95% | 4.13% |
% 15 year fixed mortgage | 7.26% | 7.20% | 6.51% | 8.26% | 9.70% | 6.93% | 8.47% | 7.28% | 11.95% |
avg mortgage rate | 5.72% | 3.54% | 2.44% | 2.99% | 3.83% | 4.13% | 3.31% | 3.13% | 3.27% |
Avg credit score | 748.69 | 767.84 | 754.08 | 759.42 | 781.43 | 750.45 | 752.97 | 783.08 | 752.89 |
Avg LTV (loan to value) | 81.91% | 83.20% | 85.56% | 85.67% | 84.75% | 84.09% | 85.02% | 85.38% | 84.22% |
Avg DTI (debt to income) | 36.88 | 36.02 | 32.09 | 32.39 | 32.47 | 33.12 | 32.45 | 32.85 | 33.08 |
% First time homebuyer | 32.26% | 29.13% | 28.42% | 28.10% | 26.37% | 28.61% | 25.41% | 22.52% | 25.22% |
Avg mortgage insurance % | 15.82% | 15.27% | 16.73% | 16.63% | 15.62% | 14.98% | 14.68% | 16.59% | 14.66% |
Best Mortgage Brokers around Elberta, Alabama 36530
For those searching for a new home in Elberta, we have compiled a list of the top mortgage brokers located in and around Elberta, Alabama 36530 to assist you with your search.
Hamilton Mortgage
2690 S McKenzie St
Foley AL 36530
(251) 952-4663
Mid America Mortgage South Ala
8112 Bay View Dr
Foley AL 36530
(251) 955-2154
Usa Realty
8605 State Highway 59
Foley AL 36530
(251) 943-6560
usarealty@live.com
North American Title Loans
320 N McKenzie St
Foley AL 36530
(251) 943-9000
https://www.northamericantitleloans.net/Locations/ALABAMA/Foley/320-N-McKenzie-St
Quic!oans
1508 S McKenzie St
Foley AL 36530
(251) 971-2111
http://stores.creditcorptitle.com/al/foley/1508-s-mckenzie-street--suite-a-24309.html
Address
2690 S McKenzie St
Foley AL
Contact
(251) 952-4663
Address
8112 Bay View Dr
Foley AL
Contact
(251) 955-2154
Address
8605 State Highway 59
Foley AL
Contact
(251) 943-6560
usarealty@live.com