Compare Today’s Mortgage Rates for Eldridge, Alabama

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Eldridge, Alabama 35554. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $1,604 or $4 / month in Eldridge and other areas of Walker county.

Our search engine explores all home mortgage options in Eldridge, Alabama 35554, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Eldridge, Alabama 35554

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Eldridge, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Eldridge, AL 35554, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Eldridge, AL

Historical Mortgage Rates for Eldridge, Alabama 35554 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Eldridge, Alabama and around Walker county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Eldridge, Alabama 35554

If you’re looking to buy a new home in Eldridge, we have compiled a list of the leading mortgage brokers around Eldridge, Alabama 35554 to help you with your search.

Name
Address
Contact

1st Franklin Financial

2302 Temple Ave N

Fayette AL 35554

(205) 932-8080

bcheek3@1ffc.com

Alabama Pawn & Cash

308 Temple Ave N

Fayette AL 35554

(205) 932-5984

pawn@fayette.net

FBH

100 Temple Ave S

Fayette AL 35554

(205) 932-8911

http://citizensbankfayette.com

Money Stork

24880 Highway 195

Double Springs AL 35554

(205) 489-2600

Capstone Finance

1815 6th Ave SE

Decatur AL 35554

(256) 308-0035

http://www.capstonedecatur.com

Address

2302 Temple Ave N

Fayette AL

Contact

(205) 932-8080

bcheek3@1ffc.com

Address

308 Temple Ave N

Fayette AL

Contact

(205) 932-5984

pawn@fayette.net

Address

100 Temple Ave S

Fayette AL

Contact

(205) 932-8911

http://citizensbankfayette.com

News on Mortgages and Reverse Mortgages for Eldridge, Alabama 35554