Compare Today’s Mortgage Rates in Excel, Alabama 36439
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Excel, Alabama 36439.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,077 over the lifetime of your 30-year fixed loan, or a monthly savings of $20 in Excel and other areas of Monroe county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Excel, Alabama 36439
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Excel, Alabama 36439
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Excel, AL 36439. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Excel, Alabama 36439 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Excel, Alabama and around Monroe county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.13% | 90.51% | 92.30% | 90.50% | 87.81% | 90.06% | 89.58% | 88.74% | 86.28% |
| avg mortgage rate | 6.57% | 4.72% | 3.07% | 3.34% | 4.46% | 4.65% | 4.19% | 3.95% | 4.13% |
| % 15 year fixed mortgage | 7.26% | 7.20% | 6.51% | 8.26% | 9.70% | 6.93% | 8.47% | 7.28% | 11.95% |
| avg mortgage rate | 5.72% | 3.54% | 2.44% | 2.99% | 3.83% | 4.13% | 3.31% | 3.13% | 3.27% |
| Avg credit score | 748.69 | 767.84 | 754.08 | 759.42 | 781.43 | 750.45 | 752.97 | 783.08 | 752.89 |
| Avg LTV (loan to value) | 81.91% | 83.20% | 85.56% | 85.67% | 84.75% | 84.09% | 85.02% | 85.38% | 84.22% |
| Avg DTI (debt to income) | 36.88 | 36.02 | 32.09 | 32.39 | 32.47 | 33.12 | 32.45 | 32.85 | 33.08 |
| % First time homebuyer | 32.26% | 29.13% | 28.42% | 28.10% | 26.37% | 28.61% | 25.41% | 22.52% | 25.22% |
| Avg mortgage insurance % | 15.82% | 15.27% | 16.73% | 16.63% | 15.62% | 14.98% | 14.68% | 16.59% | 14.66% |
Best Mortgage Brokers around Excel, Alabama 36439
For those searching for a new home in Excel, we have compiled a list of the top mortgage brokers located in and around Excel, Alabama 36439 to assist you with your search.
Name
Address
Contact
Gateway Real Estate & Mortgage
23289 5th Ave
Florala AL 36439
(334) 858-3221
gatewaypoultry@gmail.com
Southern Loans
23285 5th Ave
Florala AL 36439
(334) 858-5000
bbp1120@yahoo.com
World Finance
302 W Bypass
Andalusia AL 36439
(334) 222-2553
http://worldacceptance.com
TitleMax Title Loans
1509 Dr M L K Jr Expy
Andalusia AL 36439
(334) 427-1104
webinquiries@titlemax.com
OneMain Financial
100 Westgate Plz
Andalusia AL 36439
(334) 222-2557
http://branches.onemainfinancial.com/al/andalusia/100-westgate-plaza.html
Address
23289 5th Ave
Florala AL
Contact
(334) 858-3221
gatewaypoultry@gmail.com
Address
23285 5th Ave
Florala AL
Contact
(334) 858-5000
bbp1120@yahoo.com
Address
302 W Bypass
Andalusia AL
Contact
(334) 222-2553
http://worldacceptance.com