Compare Today’s Mortgage Rates in Fairfield, Alabama 35064
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Fairfield, Alabama 35064.
Our search engine thoroughly explores all home mortgage options in Fairfield, Alabama 35064, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,125 in lifetime cash or $14 per month in Fairfield and other areas of Jefferson county.
Summary of Average Mortgages in Fairfield, Alabama 35064
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Interactive Mortgage Rate Projections for Fairfield, Alabama 35064
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Fairfield, AL 35064. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Fairfield, Alabama 35064 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Fairfield, Alabama and around Jefferson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.35% | 95.10% | 94.82% | 94.07% | 92.16% | 89.83% | 90.87% | 89.90% | 91.34% |
avg mortgage rate | 6.56% | 4.69% | 3.08% | 3.45% | 4.46% | 4.69% | 4.26% | 3.99% | 4.17% |
% 15 year fixed mortgage | 3.09% | 4.06% | 4.22% | 4.52% | 6.46% | 6.83% | 7.07% | 8.31% | 6.45% |
avg mortgage rate | 5.94% | 3.82% | 2.46% | 2.89% | 3.87% | 4.05% | 3.52% | 3.20% | 3.33% |
Avg credit score | 745.20 | 753.36 | 756.05 | 759.79 | 750.40 | 752.93 | 750.33 | 746.89 | 749.94 |
Avg LTV (loan to value) | 82.03% | 83.32% | 85.15% | 85.58% | 85.00% | 83.82% | 83.39% | 84.49% | 84.95% |
Avg DTI (debt to income) | 37.04 | 35.15 | 32.91 | 32.67 | 33.61 | 33.30 | 33.63 | 31.15 | 31.59 |
% First time homebuyer | 40.45% | 31.00% | 29.15% | 30.74% | 32.71% | 25.44% | 19.00% | 25.24% | 23.09% |
Avg mortgage insurance % | 14.53% | 14.41% | 16.09% | 16.00% | 15.22% | 14.91% | 14.12% | 14.99% | 15.78% |
Best Mortgage Brokers around Fairfield, Alabama 35064
For those searching for a new home in Fairfield, we have compiled a list of the top mortgage brokers located in and around Fairfield, Alabama 35064 to assist you with your search.
TitleBucks Title Loans
654 Bessemer Hwy
Fairfield AL 35064
(205) 425-1420
webinquiries@titlebucks.com
TitleMax Title Loans
7155 Aaron Aronov Dr
Fairfield AL 35064
(205) 781-3305
webinquiries@titlemax.com
OneMain Financial
3465 Lowery Pkwy
Fultondale AL 35064
(205) 841-5180
http://branches.onemainfinancial.com/al/fultondale/3465-lowery-parkway.html
Springleaf Financial Services
1351 Decatur Hwy
Fultondale AL 35064
(205) 841-1364
https://www.springleaf.com/branches/AL/Fultondale/35068/1706
Check 'n Go
1725 Decatur Hwy
Fultondale AL 35064
(205) 841-3470
comments@checkngo.com
Address
654 Bessemer Hwy
Fairfield AL
Contact
(205) 425-1420
webinquiries@titlebucks.com
Address
7155 Aaron Aronov Dr
Fairfield AL
Contact
(205) 781-3305
webinquiries@titlemax.com
Address
3465 Lowery Pkwy
Fultondale AL
Contact
(205) 841-5180
http://branches.onemainfinancial.com/al/fultondale/3465-lowery-parkway.html