Compare Today’s Mortgage Rates for Five Points, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Five Points, Alabama 36855. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $3,163 or $9 / month in Five Points and surrounding areas of Chambers county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Five Points, Alabama 36855.
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Summary of Average Mortgage Terms in Five Points, Alabama 36855
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Five Points, AL 36855, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Five Points, Alabama 36855 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Five Points, Alabama and around Chambers county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Five Points, Alabama 36855
If you’re looking to buy a new home in Five Points, we have compiled a list of the leading mortgage brokers around Five Points, Alabama 36855 to help you with your search.
TitleMax Title Loans
810 13th St
Phenix City AL 36855
(334) 732-0500
webinquiries@titlemax.com
Georgia Platinum Mortgage
1321 Broad St
Phenix City AL 36855
(334) 448-2222
info@georgiaplatinummortgage.com
Check 'n Go
3753 US Highway 431
Phenix City AL 36855
(334) 480-9060
comments@checkngo.com
Primary Residential Mortgage
1017 13th St
Phenix City AL 36855
(334) 298-8877
marketing@primeres.com
Credit Max Of Alabama
1321 Broad St
Phenix City AL 36855
(334) 448-2222
http://www.georgiaplatinummortgage.com/
Address
810 13th St
Phenix City AL
Contact
(334) 732-0500
webinquiries@titlemax.com
Address
1321 Broad St
Phenix City AL
Contact
(334) 448-2222
info@georgiaplatinummortgage.com
Address
3753 US Highway 431
Phenix City AL
Contact
(334) 480-9060
comments@checkngo.com