Compare Today’s Mortgage Rates for Fort Mitchell, Alabama
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Fort Mitchell, Alabama 36856. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $6,075 or $17 / month in Fort Mitchell and other areas of Russell county.
Our search engine explores all home mortgage options in Fort Mitchell, Alabama 36856, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Fort Mitchell, Alabama 36856
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Fort Mitchell, AL 36856, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Fort Mitchell, Alabama 36856 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Fort Mitchell, Alabama and around Russell county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Fort Mitchell, Alabama 36856
If you’re looking to buy a new home in Fort Mitchell, we have compiled a list of the leading mortgage brokers around Fort Mitchell, Alabama 36856 to help you with your search.
TitleMax Title Loans
810 13th St
Phenix City AL 36856
(334) 732-0500
webinquiries@titlemax.com
Georgia Platinum Mortgage
1321 Broad St
Phenix City AL 36856
(334) 448-2222
info@georgiaplatinummortgage.com
Check 'n Go
3753 US Highway 431
Phenix City AL 36856
(334) 480-9060
comments@checkngo.com
Primary Residential Mortgage
1017 13th St
Phenix City AL 36856
(334) 298-8877
marketing@primeres.com
Credit Max Of Alabama
1321 Broad St
Phenix City AL 36856
(334) 448-2222
http://www.georgiaplatinummortgage.com/
Address
810 13th St
Phenix City AL
Contact
(334) 732-0500
webinquiries@titlemax.com
Address
1321 Broad St
Phenix City AL
Contact
(334) 448-2222
info@georgiaplatinummortgage.com
Address
3753 US Highway 431
Phenix City AL
Contact
(334) 480-9060
comments@checkngo.com