Compare Today’s Mortgage Rates for Fruitdale, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Fruitdale, Alabama 36539. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,106 or $11 / month in Fruitdale and surrounding areas of Washington county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Fruitdale, Alabama 36539.
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Summary of Average Mortgage Terms in Fruitdale, Alabama 36539
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Fruitdale, AL 36539, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Fruitdale, Alabama 36539 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Fruitdale, Alabama and around Washington county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Fruitdale, Alabama 36539
If you’re looking to buy a new home in Fruitdale, we have compiled a list of the leading mortgage brokers around Fruitdale, Alabama 36539 to help you with your search.
Name
Address
Contact
Gulfside Mortgage
1574 Gulf Shores Pkwy
Gulf Shores AL 36539
(251) 968-1808
Amicus Mortgage Group
3639 Gulf Shores Pkwy
Gulf Shores AL 36539
(251) 967-3550
Always First Mortgage
3500 Gulf Shores Pkwy
Gulf Shores AL 36539
(251) 540-3001
Mortgage Plus
3757 Gulf Shores Pkwy
Gulf Shores AL 36539
(251) 968-7032
Seaside Mortgage
229 E 20th Ave
Gulf Shores AL 36539
(251) 968-1406
Address
1574 Gulf Shores Pkwy
Gulf Shores AL
Contact
(251) 968-1808
Address
3639 Gulf Shores Pkwy
Gulf Shores AL
Contact
(251) 967-3550
Address
3500 Gulf Shores Pkwy
Gulf Shores AL
Contact
(251) 540-3001