Compare Today’s Mortgage Rates for Fruithurst, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Fruithurst, Alabama 36262. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,052 or $11 / month in Fruithurst and surrounding areas of Cleburne county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Fruithurst, Alabama 36262.
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Summary of Average Mortgage Terms in Fruithurst, Alabama 36262
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Expected Savings
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Fruithurst, AL 36262, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Fruithurst, Alabama 36262 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Fruithurst, Alabama and around Cleburne county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Fruithurst, Alabama 36262
If you’re looking to buy a new home in Fruithurst, we have compiled a list of the leading mortgage brokers around Fruithurst, Alabama 36262 to help you with your search.
Name
Address
Contact
J C Shelton
1318 Pelham Rd S
Jacksonville AL 36262
(256) 435-7900
World Finance
814 Pelham Rd S
Jacksonville AL 36262
(256) 435-7700
http://www.worldacceptance.com/
TitleMax Title Loans
1630 Pelham Rd S
Jacksonville AL 36262
(256) 782-3275
webinquiries@titlemax.com
Firststate Bank Mortgage Center
88760 Highway 9
Lineville AL 36262
(256) 396-5208
Big Money
2180 Montgomery Hwy
Dothan AL 36262
(334) 792-2678
Address
1318 Pelham Rd S
Jacksonville AL
Contact
(256) 435-7900
Address
814 Pelham Rd S
Jacksonville AL
Contact
(256) 435-7700
http://www.worldacceptance.com/
Address
1630 Pelham Rd S
Jacksonville AL
Contact
(256) 782-3275
webinquiries@titlemax.com