Compare Today’s Mortgage Rates for Fulton, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Fulton, Alabama 36446. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,160 or $12 / month in Fulton and surrounding areas of Clarke county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Fulton, Alabama 36446.
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Summary of Average Mortgage Terms in Fulton, Alabama 36446
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Fulton, AL 36446, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Fulton, Alabama 36446 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Fulton, Alabama and around Clarke county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Fulton, Alabama 36446
If you’re looking to buy a new home in Fulton, we have compiled a list of the leading mortgage brokers around Fulton, Alabama 36446 to help you with your search.
Name
Address
Contact
G O Loans
289 S Jackson St
Grove Hill AL 36446
(251) 275-2222
World Finance
302 W Bypass
Andalusia AL 36446
(334) 222-2553
http://worldacceptance.com
TitleMax Title Loans
1509 Dr M L K Jr Expy
Andalusia AL 36446
(334) 427-1104
webinquiries@titlemax.com
OneMain Financial
100 Westgate Plz
Andalusia AL 36446
(334) 222-2557
http://branches.onemainfinancial.com/al/andalusia/100-westgate-plaza.html
Title Cash
811 W Bypass
Andalusia AL 36446
(334) 427-8214
contactus@titlecash.com
Address
289 S Jackson St
Grove Hill AL
Contact
(251) 275-2222
Address
302 W Bypass
Andalusia AL
Contact
(334) 222-2553
http://worldacceptance.com
Address
1509 Dr M L K Jr Expy
Andalusia AL
Contact
(334) 427-1104
webinquiries@titlemax.com