Compare Today’s Mortgage Rates for Fultondale, Alabama

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Fultondale, Alabama 35068. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $2,458 or $7 / month in Fultondale and other areas of Jefferson county.

Our search engine explores all home mortgage options in Fultondale, Alabama 35068, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Fultondale, Alabama 35068

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Fultondale, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Fultondale, AL 35068, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Fultondale, AL

Historical Mortgage Rates for Fultondale, Alabama 35068 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Fultondale, Alabama and around Jefferson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.44% 85.94% 83.88% 87.56% 87.25% 89.46% 87.61% 91.70%
avg mortgage rate 4.93% 4.61% 3.92% 4.00% 4.49% 4.16% 3.96% 4.19%
% 15 year fixed mortgage 9.63% 11.65% 12.17% 10.37% 10.74% 7.98% 10.26% 7.92%
avg mortgage rate 4.34% 4.03% 3.15% 3.08% 3.47% 3.27% 3.16% 3.34%
Avg credit score 763.17 761.86 755.86 756.13 753.85 750.26 749.83 750.17
Avg LTV (loan to value) 78.03% 77.76% 80.38% 82.19% 84.12% 84.16% 83.51% 83.32%
Avg DTI (debt to income) 30.69 30.81 30.22 31.14 31.17 31.78 31.26 32.00
% First time homebuyer 24.22% 26.10% 26.64% 30.88% 25.67% 20.80% 22.65% 17.36%
Avg mortgage insurance % 6.31% 6.49% 9.29% 11.71% 14.94% 15.03% 14.34% 14.02%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Fultondale, Alabama 35068

If you’re looking to buy a new home in Fultondale, we have compiled a list of the leading mortgage brokers around Fultondale, Alabama 35068 to help you with your search.

Name
Address
Contact

Check 'n Go

1725 Decatur Hwy

Fultondale AL 35068

(205) 841-3470

comments@checkngo.com

Springleaf Financial Services

1351 Decatur Hwy

Fultondale AL 35068

(205) 841-1364

https://www.springleaf.com/branches/AL/Fultondale/35068/1706

OneMain Financial

3465 Lowery Pkwy

Fultondale AL 35068

(205) 841-5180

http://branches.onemainfinancial.com/al/fultondale/3465-lowery-parkway.html

TitleMax Title Loans

1005 Decatur Hwy

Gardendale AL 35068

(205) 608-3546

webinquiries@titlemax.com

The Hutson Mortgage

1501 Decatur Hwy

Gardendale AL 35068

(205) 631-6562

info@hudsoncom.co.uk

Address

1725 Decatur Hwy

Fultondale AL

Contact

(205) 841-3470

comments@checkngo.com

Address

1351 Decatur Hwy

Fultondale AL

Contact

(205) 841-1364

https://www.springleaf.com/branches/AL/Fultondale/35068/1706

Address

3465 Lowery Pkwy

Fultondale AL

Contact

(205) 841-5180

http://branches.onemainfinancial.com/al/fultondale/3465-lowery-parkway.html

News on Mortgages and Reverse Mortgages for Fultondale, Alabama 35068