Compare Today’s Mortgage Rates for Gadsden, Alabama

Pureloan searches mortgage lenders and major banks in Gadsden, Alabama 35907 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $1,960 or $5 / month is expected in Gadsden and other areas of Etowah county.

Pureloan’s search engine explores all home mortgage options in Gadsden, Alabama 35907, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Gadsden, Alabama 35907

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Gadsden, AL 35907, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Gadsden, Alabama 35907 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Gadsden, Alabama and around Etowah county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Gadsden, Alabama 35907

If you’re looking to buy a new home in Gadsden, we have compiled a list of the leading mortgage brokers around Gadsden, Alabama 35907 to help you with your search.

Name
Address
Contact

Republic Finance

946 Gilberts Ferry Rd

Gadsden AL 35907

(256) 538-1390

http://www.republicfinance.com/

Primemax Mortgage

2800 W Meighan Blvd

Gadsden AL 35907

(256) 543-9211

pmortc@aol.com

Alabama Title Loans

2301 W Meighan Blvd

Gadsden AL 35907

(256) 344-4899

http://www.alabamatitleloansinc.com/

Wells Fargo Financial

455 George Wallace Dr

Gadsden AL 35907

(256) 546-5253

Cash Choice

440 George Wallace Dr

Gadsden AL 35907

(256) 547-4136

http://www.cashchoice.com

Address

946 Gilberts Ferry Rd

Gadsden AL

Contact

(256) 538-1390

http://www.republicfinance.com/

Address

2800 W Meighan Blvd

Gadsden AL

Contact

(256) 543-9211

pmortc@aol.com

Address

2301 W Meighan Blvd

Gadsden AL

Contact

(256) 344-4899

http://www.alabamatitleloansinc.com/

News on Mortgages and Reverse Mortgages for Gadsden, Alabama 35907