Compare Today’s Mortgage Rates for Gallant, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Gallant, Alabama 35972. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,617 or $16 / month in Gallant and surrounding areas of Etowah county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Gallant, Alabama 35972.

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Summary of Average Mortgage Terms in Gallant, Alabama 35972

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Gallant, AL 35972, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Gallant, Alabama 35972 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Gallant, Alabama and around Etowah county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Gallant, Alabama 35972

If you’re looking to buy a new home in Gallant, we have compiled a list of the leading mortgage brokers around Gallant, Alabama 35972 to help you with your search.

Name
Address
Contact

Taylor Mortgage

408A Gunter Ave

Guntersville AL 35972

(256) 582-1125

janie@thetaylormortgagegroup.com

Taylor Mortgage

830 Blount Ave

Guntersville AL 35972

(256) 582-1125

laura@taylormortgage.com

Title Cash

1930 Gunter Ave

Guntersville AL 35972

(256) 582-7459

contactus@titlecash.com

People's Credit

1904 Gunter Ave

Guntersville AL 35972

(256) 505-0076

pcredit1@bellsouth.net

Check 'n Go

2036 Gunter Ave

Guntersville AL 35972

(256) 505-0107

comments@checkngo.com

Address

408A Gunter Ave

Guntersville AL

Contact

(256) 582-1125

janie@thetaylormortgagegroup.com

Address

830 Blount Ave

Guntersville AL

Contact

(256) 582-1125

laura@taylormortgage.com

Address

1930 Gunter Ave

Guntersville AL

Contact

(256) 582-7459

contactus@titlecash.com

News on Mortgages and Reverse Mortgages for Gallant, Alabama 35972