Compare Today’s Mortgage Rates for Gardendale, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Gardendale, Alabama 35071. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,755 or $16 / month in Gardendale and surrounding areas of Jefferson county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Gardendale, Alabama 35071.

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Summary of Average Mortgage Terms in Gardendale, Alabama 35071

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Gardendale, AL 35071, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Gardendale, Alabama 35071 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Gardendale, Alabama and around Jefferson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.44% 85.94% 83.88% 87.56% 87.25% 89.46% 87.61% 91.70%
avg mortgage rate 4.93% 4.61% 3.92% 4.00% 4.49% 4.16% 3.96% 4.19%
% 15 year fixed mortgage 9.63% 11.65% 12.17% 10.37% 10.74% 7.98% 10.26% 7.92%
avg mortgage rate 4.34% 4.03% 3.15% 3.08% 3.47% 3.27% 3.16% 3.34%
Avg credit score 763.17 761.86 755.86 756.13 753.85 750.26 749.83 750.17
Avg LTV (loan to value) 78.03% 77.76% 80.38% 82.19% 84.12% 84.16% 83.51% 83.32%
Avg DTI (debt to income) 30.69 30.81 30.22 31.14 31.17 31.78 31.26 32.00
% First time homebuyer 24.22% 26.10% 26.64% 30.88% 25.67% 20.80% 22.65% 17.36%
Avg mortgage insurance % 6.31% 6.49% 9.29% 11.71% 14.94% 15.03% 14.34% 14.02%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Gardendale, Alabama 35071

If you’re looking to buy a new home in Gardendale, we have compiled a list of the leading mortgage brokers around Gardendale, Alabama 35071 to help you with your search.

Name
Address
Contact

American Mortgage Professional

320 Roger Dr

Gardendale AL 35071

(205) 492-9625

Heritage Auto Finance

628 Fieldstown Rd

Gardendale AL 35071

(205) 285-8245

Credit Central

1084 Main St

Gardendale AL 35071

(205) 631-2449

http://www.creditcentralinc.com/

Consumer First Mortgage

1144 Main St

Gardendale AL 35071

(205) 608-1020

http://www.cfmhomes.com

World Acceptance

439 Fieldstown Rd

Gardendale AL 35071

(205) 608-3770

http://www.worldacceptance.com/

Address

320 Roger Dr

Gardendale AL

Contact

(205) 492-9625

Address

628 Fieldstown Rd

Gardendale AL

Contact

(205) 285-8245

Address

1084 Main St

Gardendale AL

Contact

(205) 631-2449

http://www.creditcentralinc.com/

News on Mortgages and Reverse Mortgages for Gardendale, Alabama 35071