Compare Today’s Mortgage Rates for Gaylesville, Alabama
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Gaylesville, Alabama 35973. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $2,543 or $7 / month in Gaylesville and other areas of Cherokee county.
Our search engine explores all home mortgage options in Gaylesville, Alabama 35973, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Gaylesville, Alabama 35973
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Gaylesville, AL
To forecast and predict mortgage rates in Gaylesville, AL 35973, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Gaylesville, Alabama 35973 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Gaylesville, Alabama and around Cherokee county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Gaylesville, Alabama 35973
If you’re looking to buy a new home in Gaylesville, we have compiled a list of the leading mortgage brokers around Gaylesville, Alabama 35973 to help you with your search.
Name
Address
Contact
Taylor Mortgage
408A Gunter Ave
Guntersville AL 35973
(256) 582-1125
janie@thetaylormortgagegroup.com
Taylor Mortgage
830 Blount Ave
Guntersville AL 35973
(256) 582-1125
laura@taylormortgage.com
Title Cash
1930 Gunter Ave
Guntersville AL 35973
(256) 582-7459
contactus@titlecash.com
People's Credit
1904 Gunter Ave
Guntersville AL 35973
(256) 505-0076
pcredit1@bellsouth.net
Check 'n Go
2036 Gunter Ave
Guntersville AL 35973
(256) 505-0107
comments@checkngo.com
Address
408A Gunter Ave
Guntersville AL
Contact
(256) 582-1125
janie@thetaylormortgagegroup.com
Address
830 Blount Ave
Guntersville AL
Contact
(256) 582-1125
laura@taylormortgage.com
Address
1930 Gunter Ave
Guntersville AL
Contact
(256) 582-7459
contactus@titlecash.com