Compare Today’s Mortgage Rates for Geneva, Alabama
Pureloan searches mortgage lenders and major banks in Geneva, Alabama 36340 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,998 or $11 / month is expected in Geneva and other areas of Geneva county.
Pureloan’s search engine explores all home mortgage options in Geneva, Alabama 36340, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Geneva, Alabama 36340
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Geneva, AL 36340, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Geneva, Alabama 36340 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Geneva, Alabama and around Geneva county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Geneva, Alabama 36340
If you’re looking to buy a new home in Geneva, we have compiled a list of the leading mortgage brokers around Geneva, Alabama 36340 to help you with your search.
Name
Address
Contact
Credit Corporation Of America
1204 W Maple Ave
Geneva AL 36340
(334) 684-9225
US Farm Service Agency
101 N Lincoln St
Geneva AL 36340
(334) 684-7381
http://www.firstgov.gov
Title Cash
1120 W Maple Ave
Geneva AL 36340
(334) 684-2397
contactus@titlecash.com
Alabama Title Loans
1604 W Magnolia Ave
Geneva AL 36340
(334) 684-1079
http://www.alabamatitleloansinc.com/
Address
1204 W Maple Ave
Geneva AL
Contact
(334) 684-9225
Address
101 N Lincoln St
Geneva AL
Contact
(334) 684-7381
http://www.firstgov.gov
Address
1120 W Maple Ave
Geneva AL
Contact
(334) 684-2397
contactus@titlecash.com