Compare Today’s Mortgage Rates for Georgiana, Alabama
Pureloan searches mortgage lenders and major banks in Georgiana, Alabama 36033 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,770 or $8 / month is expected in Georgiana and other areas of Butler county.
Pureloan’s search engine explores all home mortgage options in Georgiana, Alabama 36033, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Georgiana, Alabama 36033
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Georgiana, Alabama 36033
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Georgiana, AL 36033, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Georgiana, Alabama 36033 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Georgiana, Alabama and around Butler county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Georgiana, Alabama 36033
If you’re looking to buy a new home in Georgiana, we have compiled a list of the leading mortgage brokers around Georgiana, Alabama 36033 to help you with your search.
Name
Address
Contact
Dough 2 Go
721 W State Highway 106
Georgiana AL 36033
(334) 765-2274
K & M Cash In A Flash
203 S College St
Greenville AL 36033
(334) 382-1272
TitleMax Title Loans
1012 Fort Dale Rd
Greenville AL 36033
(334) 382-0294
webinquiries@titlemax.com
Credit Central
1113 E Commerce St
Greenville AL 36033
(334) 382-1142
tstewart@creditcentralinc.com
Cash 2 Go
150 Butler Sq
Greenville AL 36033
(334) 383-9710
contactus@titlecash.com
Address
721 W State Highway 106
Georgiana AL
Contact
(334) 765-2274
Address
203 S College St
Greenville AL
Contact
(334) 382-1272
Address
1012 Fort Dale Rd
Greenville AL
Contact
(334) 382-0294
webinquiries@titlemax.com