Compare Today’s Mortgage Rates for Geraldine, Alabama
Pureloan searches mortgage lenders and major banks in Geraldine, Alabama 35974 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,025 or $8 / month is expected in Geraldine and other areas of De Kalb county.
Pureloan’s search engine explores all home mortgage options in Geraldine, Alabama 35974, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Geraldine, Alabama 35974
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Geraldine, AL 35974, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Geraldine, Alabama 35974 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Geraldine, Alabama and around De Kalb county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Geraldine, Alabama 35974
If you’re looking to buy a new home in Geraldine, we have compiled a list of the leading mortgage brokers around Geraldine, Alabama 35974 to help you with your search.
Name
Address
Contact
Taylor Mortgage
408A Gunter Ave
Guntersville AL 35974
(256) 582-1125
janie@thetaylormortgagegroup.com
Taylor Mortgage
830 Blount Ave
Guntersville AL 35974
(256) 582-1125
laura@taylormortgage.com
Title Cash
1930 Gunter Ave
Guntersville AL 35974
(256) 582-7459
contactus@titlecash.com
People's Credit
1904 Gunter Ave
Guntersville AL 35974
(256) 505-0076
pcredit1@bellsouth.net
Check 'n Go
2036 Gunter Ave
Guntersville AL 35974
(256) 505-0107
comments@checkngo.com
Address
408A Gunter Ave
Guntersville AL
Contact
(256) 582-1125
janie@thetaylormortgagegroup.com
Address
830 Blount Ave
Guntersville AL
Contact
(256) 582-1125
laura@taylormortgage.com
Address
1930 Gunter Ave
Guntersville AL
Contact
(256) 582-7459
contactus@titlecash.com