Compare Today’s Mortgage Rates for Graham, Alabama
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Graham, Alabama 36263. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,056 or $11 / month in Graham and other areas of Randolph county.
Our search engine explores all home mortgage options in Graham, Alabama 36263, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Graham, Alabama 36263
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Graham, AL
To forecast and predict mortgage rates in Graham, AL 36263, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Graham, Alabama 36263 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Graham, Alabama and around Randolph county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Graham, Alabama 36263
If you’re looking to buy a new home in Graham, we have compiled a list of the leading mortgage brokers around Graham, Alabama 36263 to help you with your search.
Name
Address
Contact
J C Shelton
1318 Pelham Rd S
Jacksonville AL 36263
(256) 435-7900
World Finance
814 Pelham Rd S
Jacksonville AL 36263
(256) 435-7700
http://www.worldacceptance.com/
TitleMax Title Loans
1630 Pelham Rd S
Jacksonville AL 36263
(256) 782-3275
webinquiries@titlemax.com
Firststate Bank Mortgage Center
88760 Highway 9
Lineville AL 36263
(256) 396-5208
Big Money
2180 Montgomery Hwy
Dothan AL 36263
(334) 792-2678
Address
1318 Pelham Rd S
Jacksonville AL
Contact
(256) 435-7900
Address
814 Pelham Rd S
Jacksonville AL
Contact
(256) 435-7700
http://www.worldacceptance.com/
Address
1630 Pelham Rd S
Jacksonville AL
Contact
(256) 782-3275
webinquiries@titlemax.com