Compare Today’s Mortgage Rates for Graysville, Alabama
Pureloan searches mortgage lenders and major banks in Graysville, Alabama 35073 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,094 or $9 / month is expected in Graysville and other areas of Jefferson county.
Pureloan’s search engine explores all home mortgage options in Graysville, Alabama 35073, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Graysville, Alabama 35073
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Graysville, AL 35073, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Graysville, Alabama 35073 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Graysville, Alabama and around Jefferson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 89.44% | 85.94% | 83.88% | 87.56% | 87.25% | 89.46% | 87.61% | 91.70% |
| avg mortgage rate | 4.93% | 4.61% | 3.92% | 4.00% | 4.49% | 4.16% | 3.96% | 4.19% |
| % 15 year fixed mortgage | 9.63% | 11.65% | 12.17% | 10.37% | 10.74% | 7.98% | 10.26% | 7.92% |
| avg mortgage rate | 4.34% | 4.03% | 3.15% | 3.08% | 3.47% | 3.27% | 3.16% | 3.34% |
| Avg credit score | 763.17 | 761.86 | 755.86 | 756.13 | 753.85 | 750.26 | 749.83 | 750.17 |
| Avg LTV (loan to value) | 78.03% | 77.76% | 80.38% | 82.19% | 84.12% | 84.16% | 83.51% | 83.32% |
| Avg DTI (debt to income) | 30.69 | 30.81 | 30.22 | 31.14 | 31.17 | 31.78 | 31.26 | 32.00 |
| % First time homebuyer | 24.22% | 26.10% | 26.64% | 30.88% | 25.67% | 20.80% | 22.65% | 17.36% |
| Avg mortgage insurance % | 6.31% | 6.49% | 9.29% | 11.71% | 14.94% | 15.03% | 14.34% | 14.02% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Graysville, Alabama 35073
If you’re looking to buy a new home in Graysville, we have compiled a list of the leading mortgage brokers around Graysville, Alabama 35073 to help you with your search.
Name
Address
Contact
TitleMax Title Loans
1005 Decatur Hwy
Gardendale AL 35073
(205) 608-3546
webinquiries@titlemax.com
The Hutson Mortgage
1501 Decatur Hwy
Gardendale AL 35073
(205) 631-6562
info@hudsoncom.co.uk
Republic Finance
655 Fieldstown Rd
Gardendale AL 35073
(205) 608-1525
http://www.republicfinance.com/
US Title Loans
1224 Decatur Hwy
Gardendale AL 35073
(205) 631-0996
http://www.ustitleloansalabama.com
Hutson Mortgage
1144 Main St
Gardendale AL 35073
(205) 631-6562
http://thehutsoncompany.com
Address
1005 Decatur Hwy
Gardendale AL
Contact
(205) 608-3546
webinquiries@titlemax.com
Address
1501 Decatur Hwy
Gardendale AL
Contact
(205) 631-6562
info@hudsoncom.co.uk
Address
655 Fieldstown Rd
Gardendale AL
Contact
(205) 608-1525
http://www.republicfinance.com/