Compare Today’s Mortgage Rates for Guin, Alabama
Pureloan searches mortgage lenders and major banks in Guin, Alabama 35563 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,268 or $12 / month is expected in Guin and other areas of Marion county.
Pureloan’s search engine explores all home mortgage options in Guin, Alabama 35563, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Guin, Alabama 35563
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Guin, AL 35563, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Guin, Alabama 35563 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Guin, Alabama and around Marion county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Guin, Alabama 35563
If you’re looking to buy a new home in Guin, we have compiled a list of the leading mortgage brokers around Guin, Alabama 35563 to help you with your search.
Name
Address
Contact
TitleMax Title Loans
2110 11th Ave
Haleyville AL 35563
(205) 486-2348
webinquiries@titlemax.com
Haleyville Loan Co.
901 19th St
Haleyville AL 35563
(205) 486-7429
Capstone Finance
1815 6th Ave SE
Decatur AL 35563
(256) 308-0035
http://www.capstonedecatur.com
Centerstate Bank
301 S Court St
Florence AL 35563
(256) 718-4200
First Southern Financial
1733 6th Ave SE
Decatur AL 35563
(256) 350-2727
staci.dunn@firstsouthernbank.net
Address
2110 11th Ave
Haleyville AL
Contact
(205) 486-2348
webinquiries@titlemax.com
Address
901 19th St
Haleyville AL
Contact
(205) 486-7429
Address
1815 6th Ave SE
Decatur AL
Contact
(256) 308-0035
http://www.capstonedecatur.com