Compare Today’s Mortgage Rates in Guin, Alabama 35563
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Guin, Alabama 35563.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $13,701 over the lifetime of your 30-year fixed loan, or a monthly savings of $38 in Guin and other areas of Marion county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Guin, Alabama 35563
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Guin, Alabama 35563
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Guin, AL 35563. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Guin, Alabama 35563 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Guin, Alabama and around Marion county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 82.76% | 92.35% | 91.46% | 92.57% | 86.99% | 87.36% | 83.95% | 83.02% | 81.40% |
| avg mortgage rate | 6.46% | 4.66% | 3.13% | 3.44% | 4.38% | 4.70% | 4.27% | 3.83% | 4.10% |
| % 15 year fixed mortgage | 10.34% | 5.61% | 7.47% | 5.71% | 12.20% | 11.49% | 11.11% | 9.43% | 13.95% |
| avg mortgage rate | 6.38% | 4.07% | 2.40% | 3.18% | 3.53% | 4.00% | 3.17% | 3.05% | 3.22% |
| Avg credit score | 733.79 | 787.80 | 747.06 | 749.74 | 748.89 | 747.05 | 737.33 | 754.25 | 747.90 |
| Avg LTV (loan to value) | 79.28% | 84.33% | 83.79% | 83.18% | 82.12% | 82.74% | 80.91% | 79.79% | 83.58% |
| Avg DTI (debt to income) | 34.45 | 34.20 | 31.83 | 31.97 | 30.86 | 33.20 | 31.85 | 30.49 | 30.58 |
| % First time homebuyer | 44.83% | 30.61% | 21.71% | 26.29% | 33.33% | 26.44% | 16.05% | 15.09% | 23.26% |
| Avg mortgage insurance % | 13.00% | 16.64% | 14.41% | 13.00% | 11.44% | 14.30% | 11.26% | 11.21% | 13.21% |
Best Mortgage Brokers around Guin, Alabama 35563
For those searching for a new home in Guin, we have compiled a list of the top mortgage brokers located in and around Guin, Alabama 35563 to assist you with your search.
Name
Address
Contact
TitleMax Title Loans
2110 11th Ave
Haleyville AL 35563
(205) 486-2348
webinquiries@titlemax.com
Haleyville Loan Co.
901 19th St
Haleyville AL 35563
(205) 486-7429
Capstone Finance
1815 6th Ave SE
Decatur AL 35563
(256) 308-0035
http://www.capstonedecatur.com
Centerstate Bank
301 S Court St
Florence AL 35563
(256) 718-4200
First Southern Financial
1733 6th Ave SE
Decatur AL 35563
(256) 350-2727
staci.dunn@firstsouthernbank.net
Address
2110 11th Ave
Haleyville AL
Contact
(205) 486-2348
webinquiries@titlemax.com
Address
901 19th St
Haleyville AL
Contact
(205) 486-7429
Address
1815 6th Ave SE
Decatur AL
Contact
(256) 308-0035
http://www.capstonedecatur.com