Compare Today’s Mortgage Rates for Guin, Alabama

Pureloan searches mortgage lenders and major banks in Guin, Alabama 35563 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,603 or $7 / month is expected in Guin and other areas of Marion county.

Pureloan’s search engine explores all home mortgage options in Guin, Alabama 35563, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Guin, Alabama 35563

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Guin, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Guin, AL 35563, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Guin, AL

Historical Mortgage Rates for Guin, Alabama 35563 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Guin, Alabama and around Marion county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Guin, Alabama 35563

If you’re looking to buy a new home in Guin, we have compiled a list of the leading mortgage brokers around Guin, Alabama 35563 to help you with your search.

Name
Address
Contact

TitleMax Title Loans

2110 11th Ave

Haleyville AL 35563

(205) 486-2348

webinquiries@titlemax.com

Haleyville Loan Co.

901 19th St

Haleyville AL 35563

(205) 486-7429

Capstone Finance

1815 6th Ave SE

Decatur AL 35563

(256) 308-0035

http://www.capstonedecatur.com

Centerstate Bank

301 S Court St

Florence AL 35563

(256) 718-4200

First Southern Financial

1733 6th Ave SE

Decatur AL 35563

(256) 350-2727

staci.dunn@firstsouthernbank.net

Address

2110 11th Ave

Haleyville AL

Contact

(205) 486-2348

webinquiries@titlemax.com

Address

901 19th St

Haleyville AL

Contact

(205) 486-7429

Address

1815 6th Ave SE

Decatur AL

Contact

(256) 308-0035

http://www.capstonedecatur.com

News on Mortgages and Reverse Mortgages for Guin, Alabama 35563