Compare Today’s Mortgage Rates for Hanceville, Alabama

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Hanceville, Alabama 35077. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,493 or $15 / month in Hanceville and other areas of Cullman county.

Our search engine explores all home mortgage options in Hanceville, Alabama 35077, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Hanceville, Alabama 35077

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Hanceville, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Hanceville, AL 35077, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Hanceville, AL

Historical Mortgage Rates for Hanceville, Alabama 35077 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Hanceville, Alabama and around Cullman county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.44% 85.94% 83.88% 87.56% 87.25% 89.46% 87.61% 91.70%
avg mortgage rate 4.93% 4.61% 3.92% 4.00% 4.49% 4.16% 3.96% 4.19%
% 15 year fixed mortgage 9.63% 11.65% 12.17% 10.37% 10.74% 7.98% 10.26% 7.92%
avg mortgage rate 4.34% 4.03% 3.15% 3.08% 3.47% 3.27% 3.16% 3.34%
Avg credit score 763.17 761.86 755.86 756.13 753.85 750.26 749.83 750.17
Avg LTV (loan to value) 78.03% 77.76% 80.38% 82.19% 84.12% 84.16% 83.51% 83.32%
Avg DTI (debt to income) 30.69 30.81 30.22 31.14 31.17 31.78 31.26 32.00
% First time homebuyer 24.22% 26.10% 26.64% 30.88% 25.67% 20.80% 22.65% 17.36%
Avg mortgage insurance % 6.31% 6.49% 9.29% 11.71% 14.94% 15.03% 14.34% 14.02%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Hanceville, Alabama 35077

If you’re looking to buy a new home in Hanceville, we have compiled a list of the leading mortgage brokers around Hanceville, Alabama 35077 to help you with your search.

Name
Address
Contact

Good Hope Loans

80 Howard Cir

Hanceville AL 35077

(256) 287-9166

Easy Auto Finance

4052 Helena Rd

Helena AL 35077

(205) 620-5577

Charter Funding

511 Creekside Ct

Helena AL 35077

(205) 216-0136

I 20 Development

168 Chestnut Ln

Helena AL 35077

(205) 426-6454

Bud Weber Mortgage

168 Chestnut Ln

Helena AL 35077

(205) 426-6454

michael@webermortgage.org

Address

80 Howard Cir

Hanceville AL

Contact

(256) 287-9166

Address

4052 Helena Rd

Helena AL

Contact

(205) 620-5577

Address

511 Creekside Ct

Helena AL

Contact

(205) 216-0136

News on Mortgages and Reverse Mortgages for Hanceville, Alabama 35077