Compare Today’s Mortgage Rates in Hanceville, Alabama 35077
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Hanceville, Alabama 35077.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Hanceville, Alabama 35077. For a 30-year fixed loan, our calculations show that you can expect to save up to $12,036 over the lifetime of your mortgage, which translates to a monthly savings of $33 in Hanceville and other areas of Cullman county.
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Summary of Average Mortgages in Hanceville, Alabama 35077
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Hanceville, Alabama 35077
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hanceville, AL 35077. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hanceville, Alabama 35077 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hanceville, Alabama and around Cullman county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.35% | 95.10% | 94.82% | 94.07% | 92.16% | 89.83% | 90.87% | 89.90% | 91.34% |
avg mortgage rate | 6.56% | 4.69% | 3.08% | 3.45% | 4.46% | 4.69% | 4.26% | 3.99% | 4.17% |
% 15 year fixed mortgage | 3.09% | 4.06% | 4.22% | 4.52% | 6.46% | 6.83% | 7.07% | 8.31% | 6.45% |
avg mortgage rate | 5.94% | 3.82% | 2.46% | 2.89% | 3.87% | 4.05% | 3.52% | 3.20% | 3.33% |
Avg credit score | 745.20 | 753.36 | 756.05 | 759.79 | 750.40 | 752.93 | 750.33 | 746.89 | 749.94 |
Avg LTV (loan to value) | 82.03% | 83.32% | 85.15% | 85.58% | 85.00% | 83.82% | 83.39% | 84.49% | 84.95% |
Avg DTI (debt to income) | 37.04 | 35.15 | 32.91 | 32.67 | 33.61 | 33.30 | 33.63 | 31.15 | 31.59 |
% First time homebuyer | 40.45% | 31.00% | 29.15% | 30.74% | 32.71% | 25.44% | 19.00% | 25.24% | 23.09% |
Avg mortgage insurance % | 14.53% | 14.41% | 16.09% | 16.00% | 15.22% | 14.91% | 14.12% | 14.99% | 15.78% |
Best Mortgage Brokers around Hanceville, Alabama 35077
For those searching for a new home in Hanceville, we have compiled a list of the top mortgage brokers located in and around Hanceville, Alabama 35077 to assist you with your search.
Name
Address
Contact
Good Hope Loans
80 Howard Cir
Hanceville AL 35077
(256) 287-9166
Easy Auto Finance
4052 Helena Rd
Helena AL 35077
(205) 620-5577
Charter Funding
511 Creekside Ct
Helena AL 35077
(205) 216-0136
I 20 Development
168 Chestnut Ln
Helena AL 35077
(205) 426-6454
Bud Weber Mortgage
168 Chestnut Ln
Helena AL 35077
(205) 426-6454
michael@webermortgage.org
Address
80 Howard Cir
Hanceville AL
Contact
(256) 287-9166
Address
4052 Helena Rd
Helena AL
Contact
(205) 620-5577
Address
511 Creekside Ct
Helena AL
Contact
(205) 216-0136