Compare Today’s Mortgage Rates for Hardaway, Alabama
Pureloan searches mortgage lenders and major banks in Hardaway, Alabama 36039 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,998 or $11 / month is expected in Hardaway and other areas of Macon county.
Pureloan’s search engine explores all home mortgage options in Hardaway, Alabama 36039, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Hardaway, Alabama 36039
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Hardaway, AL 36039, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Hardaway, Alabama 36039 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Hardaway, Alabama and around Macon county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Hardaway, Alabama 36039
If you’re looking to buy a new home in Hardaway, we have compiled a list of the leading mortgage brokers around Hardaway, Alabama 36039 to help you with your search.
Name
Address
Contact
First South Farm Credit
10 Luverne St
Luverne AL 36039
(334) 335-6531
http://www.firstsouthland.com/
Money Magic
12 W 3rd St
Luverne AL 36039
(334) 335-2776
City Finance Co.
171 S Forest Ave
Luverne AL 36039
(334) 335-5001
Title Cash
1334 S Brundidge St
Troy AL 36039
(334) 808-9033
contactus@titlecash.com
1st Franklin Financial
1113 Highway 231 S
Troy AL 36039
(334) 566-9866
bcheek3@1ffc.com
Address
10 Luverne St
Luverne AL
Contact
(334) 335-6531
http://www.firstsouthland.com/
Address
12 W 3rd St
Luverne AL
Contact
(334) 335-2776
Address
171 S Forest Ave
Luverne AL
Contact
(334) 335-5001