Compare Today’s Mortgage Rates for Hardaway, Alabama

Pureloan searches mortgage lenders and major banks in Hardaway, Alabama 36039 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,998 or $11 / month is expected in Hardaway and other areas of Macon county.

Pureloan’s search engine explores all home mortgage options in Hardaway, Alabama 36039, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Hardaway, Alabama 36039

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Hardaway, AL 36039, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Hardaway, Alabama 36039 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Hardaway, Alabama and around Macon county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.37% 86.67% 87.72% 88.79% 88.85% 86.10% 88.92% 87.30%
avg mortgage rate 4.89% 4.62% 3.85% 3.90% 4.48% 4.13% 3.94% 4.12%
% 15 year fixed mortgage 5.42% 12.50% 11.11% 8.88% 8.85% 12.36% 7.38% 10.32%
avg mortgage rate 4.29% 3.93% 3.26% 2.91% 3.49% 3.28% 3.10% 3.18%
Avg credit score 766.05 762.98 759.42 759.22 753.95 753.35 749.27 754.71
Avg LTV (loan to value) 75.44% 77.84% 81.92% 82.83% 83.45% 84.34% 85.08% 84.09%
Avg DTI (debt to income) 31.00 31.43 30.44 31.97 30.90 33.15 32.77 33.29
% First time homebuyer 30.72% 26.67% 22.22% 27.57% 28.46% 23.55% 21.54% 20.63%
Avg mortgage insurance % 4.03% 6.59% 10.96% 12.68% 14.28% 14.92% 16.06% 13.22%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Hardaway, Alabama 36039

If you’re looking to buy a new home in Hardaway, we have compiled a list of the leading mortgage brokers around Hardaway, Alabama 36039 to help you with your search.

Name
Address
Contact

First South Farm Credit

10 Luverne St

Luverne AL 36039

(334) 335-6531

http://www.firstsouthland.com/

Money Magic

12 W 3rd St

Luverne AL 36039

(334) 335-2776

City Finance Co.

171 S Forest Ave

Luverne AL 36039

(334) 335-5001

Title Cash

1334 S Brundidge St

Troy AL 36039

(334) 808-9033

contactus@titlecash.com

1st Franklin Financial

1113 Highway 231 S

Troy AL 36039

(334) 566-9866

bcheek3@1ffc.com

Address

10 Luverne St

Luverne AL

Contact

(334) 335-6531

http://www.firstsouthland.com/

Address

12 W 3rd St

Luverne AL

Contact

(334) 335-2776

Address

171 S Forest Ave

Luverne AL

Contact

(334) 335-5001

News on Mortgages and Reverse Mortgages for Hardaway, Alabama 36039