Compare Today’s Mortgage Rates in Harpersville, Alabama 35078
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Harpersville, Alabama 35078.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $6,406 over the lifetime of your 30-year fixed loan, or a monthly savings of $18 in Harpersville and other areas of Shelby county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Harpersville, Alabama 35078
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Harpersville, Alabama 35078
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Harpersville, AL 35078. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Harpersville, Alabama 35078 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Harpersville, Alabama and around Shelby county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.35% | 95.10% | 94.82% | 94.07% | 92.16% | 89.83% | 90.87% | 89.90% | 91.34% |
avg mortgage rate | 6.56% | 4.69% | 3.08% | 3.45% | 4.46% | 4.69% | 4.26% | 3.99% | 4.17% |
% 15 year fixed mortgage | 3.09% | 4.06% | 4.22% | 4.52% | 6.46% | 6.83% | 7.07% | 8.31% | 6.45% |
avg mortgage rate | 5.94% | 3.82% | 2.46% | 2.89% | 3.87% | 4.05% | 3.52% | 3.20% | 3.33% |
Avg credit score | 745.20 | 753.36 | 756.05 | 759.79 | 750.40 | 752.93 | 750.33 | 746.89 | 749.94 |
Avg LTV (loan to value) | 82.03% | 83.32% | 85.15% | 85.58% | 85.00% | 83.82% | 83.39% | 84.49% | 84.95% |
Avg DTI (debt to income) | 37.04 | 35.15 | 32.91 | 32.67 | 33.61 | 33.30 | 33.63 | 31.15 | 31.59 |
% First time homebuyer | 40.45% | 31.00% | 29.15% | 30.74% | 32.71% | 25.44% | 19.00% | 25.24% | 23.09% |
Avg mortgage insurance % | 14.53% | 14.41% | 16.09% | 16.00% | 15.22% | 14.91% | 14.12% | 14.99% | 15.78% |
Best Mortgage Brokers around Harpersville, Alabama 35078
For those searching for a new home in Harpersville, we have compiled a list of the top mortgage brokers located in and around Harpersville, Alabama 35078 to assist you with your search.
Name
Address
Contact
Easy Auto Finance
4052 Helena Rd
Helena AL 35078
(205) 620-5577
Charter Funding
511 Creekside Ct
Helena AL 35078
(205) 216-0136
I 20 Development
168 Chestnut Ln
Helena AL 35078
(205) 426-6454
Bud Weber Mortgage
168 Chestnut Ln
Helena AL 35078
(205) 426-6454
michael@webermortgage.org
Acopia Home Loans
408 Laurel Woods Trce
Helena AL 35078
(205) 358-3400
Address
4052 Helena Rd
Helena AL
Contact
(205) 620-5577
Address
511 Creekside Ct
Helena AL
Contact
(205) 216-0136
Address
168 Chestnut Ln
Helena AL
Contact
(205) 426-6454