Compare Today’s Mortgage Rates for Harpersville, Alabama
Pureloan searches mortgage lenders and major banks in Harpersville, Alabama 35078 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,755 or $16 / month is expected in Harpersville and other areas of Shelby county.
Pureloan’s search engine explores all home mortgage options in Harpersville, Alabama 35078, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Harpersville, Alabama 35078
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Harpersville, AL 35078, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Harpersville, Alabama 35078 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Harpersville, Alabama and around Shelby county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 89.44% | 85.94% | 83.88% | 87.56% | 87.25% | 89.46% | 87.61% | 91.70% |
| avg mortgage rate | 4.93% | 4.61% | 3.92% | 4.00% | 4.49% | 4.16% | 3.96% | 4.19% |
| % 15 year fixed mortgage | 9.63% | 11.65% | 12.17% | 10.37% | 10.74% | 7.98% | 10.26% | 7.92% |
| avg mortgage rate | 4.34% | 4.03% | 3.15% | 3.08% | 3.47% | 3.27% | 3.16% | 3.34% |
| Avg credit score | 763.17 | 761.86 | 755.86 | 756.13 | 753.85 | 750.26 | 749.83 | 750.17 |
| Avg LTV (loan to value) | 78.03% | 77.76% | 80.38% | 82.19% | 84.12% | 84.16% | 83.51% | 83.32% |
| Avg DTI (debt to income) | 30.69 | 30.81 | 30.22 | 31.14 | 31.17 | 31.78 | 31.26 | 32.00 |
| % First time homebuyer | 24.22% | 26.10% | 26.64% | 30.88% | 25.67% | 20.80% | 22.65% | 17.36% |
| Avg mortgage insurance % | 6.31% | 6.49% | 9.29% | 11.71% | 14.94% | 15.03% | 14.34% | 14.02% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Harpersville, Alabama 35078
If you’re looking to buy a new home in Harpersville, we have compiled a list of the leading mortgage brokers around Harpersville, Alabama 35078 to help you with your search.
Name
Address
Contact
Easy Auto Finance
4052 Helena Rd
Helena AL 35078
(205) 620-5577
Charter Funding
511 Creekside Ct
Helena AL 35078
(205) 216-0136
I 20 Development
168 Chestnut Ln
Helena AL 35078
(205) 426-6454
Bud Weber Mortgage
168 Chestnut Ln
Helena AL 35078
(205) 426-6454
michael@webermortgage.org
Acopia Home Loans
408 Laurel Woods Trce
Helena AL 35078
(205) 358-3400
Address
4052 Helena Rd
Helena AL
Contact
(205) 620-5577
Address
511 Creekside Ct
Helena AL
Contact
(205) 216-0136
Address
168 Chestnut Ln
Helena AL
Contact
(205) 426-6454