Compare Today’s Mortgage Rates for Hartselle, Alabama

Pureloan searches mortgage lenders and major banks in Hartselle, Alabama 35640 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,528 or $13 / month is expected in Hartselle and other areas of Morgan county.

Pureloan’s search engine explores all home mortgage options in Hartselle, Alabama 35640, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Hartselle, Alabama 35640

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Hartselle, AL 35640, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Hartselle, Alabama 35640 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Hartselle, Alabama and around Morgan county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Hartselle, Alabama 35640

If you’re looking to buy a new home in Hartselle, we have compiled a list of the leading mortgage brokers around Hartselle, Alabama 35640 to help you with your search.

Name
Address
Contact

First Fidelity Loans

905 Highway 31 SW

Hartselle AL 35640

(256) 773-5626

World Finance

701 Highway 31 SW

Hartselle AL 35640

(256) 751-2969

http://www.worldacceptance.com/

Home Mortages Of America

903 Highway 31 SW

Hartselle AL 35640

(256) 773-7577

byoung@hmoai.com

Regional Management

587 Highway 31 NW

Hartselle AL 35640

(256) 773-7178

http://www.getregionalcash.com/

Home Place Mortgage

1307 Highway 31 SW

Hartselle AL 35640

(256) 502-9800

Address

905 Highway 31 SW

Hartselle AL

Contact

(256) 773-5626

Address

701 Highway 31 SW

Hartselle AL

Contact

(256) 751-2969

http://www.worldacceptance.com/

Address

903 Highway 31 SW

Hartselle AL

Contact

(256) 773-7577

byoung@hmoai.com

News on Mortgages and Reverse Mortgages for Hartselle, Alabama 35640