Compare Today’s Mortgage Rates for Harvest, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Harvest, Alabama 35749. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,815 or $19 / month in Harvest and surrounding areas of Madison county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Harvest, Alabama 35749.

No suitable program is found

Summary of Average Mortgage Terms in Harvest, Alabama 35749

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Harvest, AL 35749, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Harvest, Alabama 35749 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Harvest, Alabama and around Madison county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Harvest, Alabama 35749

If you’re looking to buy a new home in Harvest, we have compiled a list of the leading mortgage brokers around Harvest, Alabama 35749 to help you with your search.

Name
Address
Contact

Home Mortgage Of America

3810 Sullivan St

Madison AL 35749

(256) 551-0797

W R Starkey Mortgage

8089 Highway 72 W

Madison AL 35749

(256) 721-2433

smlinfo@sml.state.tx.us

TitleMax Title Loans

8591 Madison Blvd

Madison AL 35749

(256) 772-1705

webinquiries@titlemax.com

Capital Mortgage

8840 Madison Blvd

Madison AL 35749

(256) 461-1099

Check 'n Go

97 Hughes Rd

Madison AL 35749

(256) 772-5394

comments@checkngo.com

Address

3810 Sullivan St

Madison AL

Contact

(256) 551-0797

Address

8089 Highway 72 W

Madison AL

Contact

(256) 721-2433

smlinfo@sml.state.tx.us

Address

8591 Madison Blvd

Madison AL

Contact

(256) 772-1705

webinquiries@titlemax.com

News on Mortgages and Reverse Mortgages for Harvest, Alabama 35749