Compare Today’s Mortgage Rates for Harvest, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Harvest, Alabama 35749. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,863 or $8 / month in Harvest and surrounding areas of Madison county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Harvest, Alabama 35749.
Summary of Average Mortgage Terms in Harvest, Alabama 35749
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Harvest, AL
To forecast and predict mortgage rates in Harvest, AL 35749, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Harvest, Alabama 35749 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Harvest, Alabama and around Madison county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Harvest, Alabama 35749
If you’re looking to buy a new home in Harvest, we have compiled a list of the leading mortgage brokers around Harvest, Alabama 35749 to help you with your search.
Name
Address
Contact
Home Mortgage Of America
3810 Sullivan St
Madison AL 35749
(256) 551-0797
W R Starkey Mortgage
8089 Highway 72 W
Madison AL 35749
(256) 721-2433
smlinfo@sml.state.tx.us
TitleMax Title Loans
8591 Madison Blvd
Madison AL 35749
(256) 772-1705
webinquiries@titlemax.com
Capital Mortgage
8840 Madison Blvd
Madison AL 35749
(256) 461-1099
Check 'n Go
97 Hughes Rd
Madison AL 35749
(256) 772-5394
comments@checkngo.com
Address
3810 Sullivan St
Madison AL
Contact
(256) 551-0797
Address
8089 Highway 72 W
Madison AL
Contact
(256) 721-2433
smlinfo@sml.state.tx.us
Address
8591 Madison Blvd
Madison AL
Contact
(256) 772-1705
webinquiries@titlemax.com